1122 Erin Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1122 Erin Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,087 sqft · built 1987
Lot Size	0.132 acres (5,756 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Mar 2019)
Tax Bill	$8,478 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`481-620-29-00`

Property Details

APN / Parcel Number

Primary APN	`481-620-29-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,087 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Tile
Lot Area	5,756 sqft (0.132 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1122 ERIN DR
City	EL CAJON
State	CA
Zip	92020-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 29 TR 010960
Legal Subdivision	FLETCHER HIGHLANDS
Legal Tract	010960
Legal Block	3
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16201

Owner

1122 Erin Dr is owned and occupied by an individual who bought it in March 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1122 ERIN DR, EL CAJON, CA 92020-1771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 12, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Prior Sale	Dec 31, 1987 · Amount on File
Deed Document Number	201987939
Prior Transfer Date	Jan 25, 2001
Prior Transfer Doc	0000061397
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1122 ERIN DR, EL CAJON, CA 92020-1771
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 ERIN DR, EL CAJON, CA 92020-1771

Mortgage

Document Number	0000231698
Date	Aug 25, 2023
Instrument	2023-0231698

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1122 ERIN DR, EL CAJON, CA 92020-1771
Transaction Type	Mortgage
Record Updated	Mar 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 ERIN DR, EL CAJON, CA 92020-1771

Mortgage

Document Number	0000061632
Date	Mar 10, 2023
Instrument	2023-0061632

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 9, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1122 ERIN DR, EL CAJON, CA 92020-1771
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 ERIN DR, EL CAJON, CA 92020-1771

Mortgage

Document Number	0000335351
Date	Apr 30, 2021
Instrument	2021-0335351

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 12, 2019
Property Address	1122 ERIN DR, EL CAJON, CA 92020-1771
Document Number	0000087939
Instrument Date	Feb 21, 2019
Instrument	87939
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 ERIN DR EL CAJON CA 920201771, EL CAJON, CA 92020-1771

Mortgage

Document Number	87940
Date	Mar 12, 2019
Instrument	87940

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1122 Erin Dr was $8,478.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$677,001 (+2%) Land $175,877 Building $501,124
2025	$8,478.00	$663,728 Land $172,429 Building $491,299
2023	$7,997.00 (-2.33%)	$637,957 Land $165,735 Building $472,222
2022	$8,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1122 Erin Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 Erin Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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