1122 Elljoy Ln, Salisbury, NC 28146 Property Records

Rowan County property record for 1122 Elljoy Ln, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,472 sqft · built 2018
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Aug 2018)
Tax Bill	$1,928 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`626 124`

Property Details

APN / Parcel Number

Primary APN	`626 124`
Alternative APN	`705839`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	55,321 sqft (1.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1122 ELLJOY LN
City	SALISBURY
State	NC
Zip	28146-9084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.27AC L11 CHERRY LANE ESTATES SEC 2
Legal Subdivision	CHERRY LANE ESTATES SEC 2
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1018
Census Tract	50903

Owner

1122 Elljoy Ln is owned by two individuals who bought it in August 2018.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2435 LONG FERRY RD, SALISBURY, NC 28146-8440
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FEDERAL CREDIT UNION
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Aug 29, 2018	Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Prior Sale	Jan 2, 1998
Deed Book / Page	1314 / 857
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Jun 2, 2026
Property Address	1122 ELLJOY LN, SALISBURY, NC 28146-9084
Document Number	1484000250
Book / Page	1484 / 250
Instrument Date	May 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 ELLJOY LN, SALISBURY, NC 28146-9084
Investor	Possibly a Property Investor

Mortgage

Document Number	1484000250,
Date	Jun 2, 2026
Book Page	1484/250

Lender

Name	SHARONVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2056

Interest

Rate	6.23%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1122 ELLJOY LN, SALISBURY, NC 28146-9084
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013860246
Date	Oct 13, 2021
Book Page	1386/246

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 29, 2018
Property Address	1122 ELLJOY LN, SALISBURY, NC 28146-9084
Document Number	0013140857
Book / Page	1314 / 0857
Map Reference	MB 9995 PG 3458
Instrument Date	Aug 27, 2018
Transaction Type	Construction Loan
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	803 N MAIN GQ ST, 803, GRANITE QUARRY, NC 28146-7325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 LONG FERRY RD, SALISBURY, NC 28146-8440

Mortgage

Document Number	13140858
Date	Aug 29, 2018
Instrument	1314/0858

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1122 Elljoy Ln was $1,928.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,928.00	$292,187 (-) Land $28,500 Building $263,687	$292,187 Land $28,500 Building $263,687
2025	$1,928.00	$292,187 Land $28,500 Building $263,687
2023	$1,928.00	$292,187 Land $28,500 Building $263,687	$292,187 Land $28,500 Building $263,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 Elljoy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 Elljoy Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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