1122 Elk Ridge Dr, Irwin, ID 83428 Property Records

Bonneville County property record for 1122 Elk Ridge Dr, Irwin, ID 83428

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,624 sqft · built 2007
Lot Size	4.17 acres (181,645 sqft)
Owner	Individual Name on File
Last Sale	$364,400 (Jun 2007)
Tax Bill	$1,740 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2021 Mortgage + 1 more
APN	`RPO4253002024O`

Property Details

APN / Parcel Number

Primary APN	`RPO4253002024O`
Alternative APN	`RPO4253002024OA`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,624 sqft Living Area
1st Floor Area	4,143 sqft
Basement Area	1,243 sqft
Finished Basement	1,243 sqft
Unfinished Basement	138 sqft
Great Room	Great Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	181,645 sqft (4.17 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1122 ELK RIDGE DR
City	IRWIN
State	ID
Zip	83428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 24, BLOCK 2, ELK RIDGE # 4 SE1/4, SEC 15, T 1N, R 44
Legal Range	44E
Legal Township	01N
Legal Section	15
Legal Subdivision	ELK RIDGE # 4
Legal Block	2
Legal Lot Number	24
Jurisdiction	BONNEVILLE ID
Township / Civil Division	SWAN VALLEY
Census Block Group	1
Census Block	1138
Census Tract	970100

Owner

1122 Elk Ridge Dr is owned and occupied by an individual who bought it in June 2007.

Source: Bonneville County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 62, IRWIN, ID 83428-0062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 1, 2018	Deed of Trust, Mortgage TOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2007 · Amount on File
Deed Sale	Jun 4, 2007 · Amount on File
Deed Document Number	20071265454
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNEVILLE ID
Property Address	1122 ELK RIDGE DR, IRWIN, ID 83428
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	ALLIANCE TITLE-ID FALLS OFFICE, ALLIANCE TTL ID FALLS OFFICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001624991
Date	Nov 14, 2019
Instrument	1624991

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNEVILLE ID
Property Address	1122 ELK RIDGE DR, IRWIN, ID 83428
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	ALLIANCE TITLE-ID FALLS OFFICE, ALLIANCE TTL ID FALLS OFFICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001673705
Date	Feb 8, 2021
Instrument	1673705

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNEVILLE ID
Property Address	1122 ELK RIDGE DR, IRWIN, ID 83428
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	TOWER TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001575989
Date	Mar 1, 2018
Instrument	1575989

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1122 Elk Ridge Dr was $1,740 with a homeowner's exemption.

Source: Bonneville County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonneville County
Unified School District	Swan Valley Elementary School District 92 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,740.00 Homeowner's exemption	$492,030 (-19.88%) Land $15,000 Building $477,030	$492,030 (-19.88%) Land $15,000 Building $477,030
2025	$1,740.00	$614,137 Land $100,000 Building $514,137	$614,137 Land $100,000 Building $514,137
2023	$1,680.00	$548,120 Land $195,900 Building $352,220	$548,120 Land $195,900 Building $352,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1122 Elk Ridge Dr; 10 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 Elk Ridge Dr is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · lower than 65% of Idaho
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybercom Fixed Wireless	500 / 500
Silver Star Communications DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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