1122 E Ridge Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 1122 E Ridge Rd, Shawboro, NC 27973

Property Summary

Property Type	Residential Vacant Land
Lot Size	10.7 acres (469,141 sqft)
Owner	2 Individual Names on Record
Tax Bill	$555 (2025)
Deeds & Mortgages	Nov 2024 Construction Loan Mar 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8958-70-0695`

Property Details

APN / Parcel Number

Primary APN	`8958-70-0695`
Alternative APNs	`0033000040L0000` `000152554` `000170000` `8958-70`

Exterior

Lot Area	469,141 sqft (10.7 acres)

Location & Zoning

Account Number	000170000
Street Address	1122 E RIDGE RD
City	SHAWBORO
State	NC
Zip	27973-9732
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 3 EXEMPT SUVD FOR CHARLES R HICKS III &
Legal Lot Number	3
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1009
Census Tract	110302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Shaw House listed 1980 · 5 contributing resources · NRIS 80002820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Currituck County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 REGENCY CIR, MOYOCK, NC 27958-8743
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Deed of Trust, Mortgage · Construction Mortgage BAYPORT CU
Mar 11, 2024	Warranty Deed, Transfer · Line of Credit THE OLD POINT NATIONAL BANK OF PHOE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	1122 E RIDGE RD, SHAWBORO, NC 27973-9732
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 REGENCY CIR, MOYOCK, NC 27958-8743

Mortgage

Document Number	0017910434
Date	Nov 25, 2024
Book Page	1791/434
Instrument	392405

Lender

Name	BAYPORT CU
Type	Credit Union
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2035
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	9%
Index	5-Year CMT
Max Rate	11%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 11, 2024
Property Address	1122 E RIDGE RD, SHAWBORO, NC 27973-9732
Document Number	0017630288
Book / Page	1763 / 288
Map Reference	MB R PG 110
Instrument Date	Feb 20, 2024
Instrument	387883
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 REGENCY CIR, MOYOCK, NC 27958-8743

Mortgage

Document Number	0000387884
Date	Mar 11, 2024
Instrument	387884

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$555.00	$89,600 (-) Land $89,600
2024	$555.00 (+3,6%)	$89,600 (-) Land $89,600
2023	$15.00	$89,600 Land $89,600	$89,600 (-) Land $89,600
2021			$89,600 Land $89,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures