Saginaw County property record for 1122 E Genesee Ave, Saginaw, MI 48607
| Property Type | Commercial |
|---|---|
| Details | 14,520 sqft · built 1948 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Company Name on File |
| Last Sale | $80,000 (Feb 1979) |
| Tax Bill | $4,153 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-60-0-27-5000-000 |
| Primary APN | 90-60-0-27-5000-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 14,520 sqft Total Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Dimensions | 399 ft deep x 132 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1122 E GENESEE AVE |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48607-1745 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-2 |
| Legal Description | LOTS 3,4,5 & 14,BLK.7,GLASBY, GALLAGHER AND LITTLES ADDITION |
| Legal Subdivision | GALLAGHER AND LITTLES ADD |
| Legal Block | 7 |
| Legal Lot Number | 3-5,14 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 700 |
1122 E Genesee Ave, a commercial property, is owned by a company that acquired it in August 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4135 ATWOOD RD, BRIDGEPORT, MI 48722-9551 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRANSNATION TITLE AGENCY |
| Sep 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HONOR CU |
| Aug 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HONOR CU |
| Aug 12, 2021 | Intrafamily Transfer, Transfer · Line of Credit HONOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 1979 · Amount on File |
| Deed Sale | Feb 27, 1979 · Amount on File |
| Deed Book / Page | 1565 / 1476 |
| Last Transfer Date | Aug 3, 2021 |
| Transfer Doc | 0000026835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 8, 2026 |
| Property Address | 1122 E GENESEE AVE, SAGINAW, MI 48607-1745 |
| Document Number | 0000017927 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202617927 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | TRANSNATION TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 4135 ATWOOD RD, BRIDGEPORT, MI 48722-9551 |
| Document Number | 0000017927, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202617927 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1122 E GENESEE AVE, SAGINAW, MI 48607-1745 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1122 E GENESEE AVE, SAGINAW, MI 48607-1745 |
| Document Number | 0000031903 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021031903 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1122 E GENESEE AVE, SAGINAW, MI 48607-1745 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1122 E GENESEE AVE, SAGINAW, MI 48607-1745 |
| Document Number | 0000027050 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021027050 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 12, 2021 |
| Property Address | 1122 E GENESEE AVE, SAGINAW, MI 48607-1745 |
| Document Number | 0000026835 |
| Map Reference | LB 38 PG 298 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021026835 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | VANGUARD TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4135 ATWOOD RD, BRIDGEPORT, MI 48722-9551 |
| Document Number | 0000026836 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021026836 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1122 E Genesee Ave was $4,153.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,600 | $179,200 | |
| 2025 | $4,153.00 | ||
| 2023 | $66,800 | $133,600 | |
| 2022 | $3,692.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1122 E Genesee Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1122 E Genesee Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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