1122 E Elm St, Jefferson City, MO 65101 Property Records

Cole County property record for 1122 E Elm St, Jefferson City, MO 65101

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,600 sqft · built 1984
Lot Size	0.372 acres (16,204 sqft)
Owner	Company Name on File
Tax Bill	$1,046 (2025)
Deeds & Mortgages	Oct 2017 Mortgage May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-17-0002-005-011`

Property Details

APN / Parcel Number

Primary APN	`11-04-17-0002-005-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,600 sqft Total Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	195 ft deep x 79 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1122 E ELM ST
City	JEFFERSON CITY
State	MO
Zip	65101-4106
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD
Legal Description	FAIR VIEW ADDN LOTS 82 83 & 84
Legal Range	11W
Legal Township	44N
Legal Section	17
Legal Subdivision	FAIR VIEW ADD
Legal Lot Number	82-84
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3027
Census Tract	20700

Owner

1122 E Elm St, a duplex, is owned by a company that acquired it in May 2021.

Source: Cole County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	1122 E ELM ST, A, JEFFERSON CITY, MO 65101-4106
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2017	Deed of Trust, Mortgage · FHA Mortgage CENTRAL TRUST BANK
May 20, 2021	Warranty Deed, Transfer
Jan 19, 2021	Warranty Deed, Transfer · ARM JEFFERSON BANK
Oct 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021
Deed Sale	May 20, 2021
Prior Sale	Jan 19, 2021 · Amount on File
Deed Document Number	20216108
Deed Book / Page	726 / 43
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0000726/43
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1122 E ELM ST, JEFFERSON CITY, MO 65101-4106
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000681/0000000202
Date	Oct 4, 2017
Book Page	0000000681/0000000202
Instrument	201709884

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jan 1, 2046

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	May 20, 2021
Property Address	1122 E ELM ST, JEFFERSON CITY, MO 65101-4106
Document Number	0000726/43
Book / Page	726 / 43
Instrument Date	May 14, 2021
Instrument	20216108
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 E ELM ST # A, A, JEFFERSON CITY, MO 65101-4106

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Jan 19, 2021
Property Address	1122 E ELM ST, JEFFERSON CITY, MO 65101-4106
Document Number	000720/853
Book / Page	720 / 853
Instrument Date	Jan 15, 2021
Instrument	20210655
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 E ELM ST, JEFFERSON CITY, MO 65101-4106
Investor	Possibly a Property Investor

Mortgage

Document Number	000720/854
Date	Jan 19, 2021
Book Page	720/854
Instrument	20210656

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Feb 1, 2026
Index	1-Year CMT
Margin	3

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Oct 4, 2017
Property Address	1122 E ELM ST, JEFFERSON CITY, MO 65101-4106
Document Number	000681/201
Book / Page	681 / 201
Instrument Date	Oct 2, 2017
Instrument	201709883
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 ALPINE CT, JEFFERSON CITY, MO 65101-3883

Tax Assessment & Valuation

The 2025 property tax bill for 1122 E Elm St was $1,046, up 5.2% from the year before.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,500 (+4.92%) Land $1,400 Building $16,100
2025	$1,046.00 (+5.23%)	$16,680 Land $1,330 Building $15,350	$92,200 Land $7,400 Building $84,800
2024	$994.00
2023		$16,680 Land $1,330 Building $15,350	$87,800 Land $7,000 Building $80,800
2022	$945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 E Elm St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1983–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JEFFERSON CITY DISTRICT private · serves 30,075 people · EPA ID MO3010409
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, T-Mobile, Wisper ISP.

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