1122 E 5th St, Owensboro, KY 42303 Property Records

Daviess County property record for 1122 E 5th St, Owensboro, KY 42303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1926
Lot Size	0.099 acres (4,320 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Apr 2022)
Tax Bill	$116 (2025)
Deeds & Mortgages	Oct 2010 Mortgage Nov 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-07-03-001-00-000`

Property Details

APN / Parcel Number

Primary APN	`001-07-03-001-00-000`
Alternative APN	`0023015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	1,272 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,320 sqft (0.099 acres)
Lot Dimensions	60 ft deep x 72 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1122 E 5TH ST
City	OWENSBORO
State	KY
Zip	42303-0311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1122 E 5TH ST
Legal Subdivision	HALLS ADDITION
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	2
Census Block	2014
Census Tract	402

Owner

1122 E 5th St is owned by a company that bought it in April 2022.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	4379 RIDGE RD, PHILPOT, KY 42366-9737
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2010	Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC
Nov 13, 2007	Deed, Transfer INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Record Updated	Oct 29, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	1122 E 5TH ST, OWENSBORO, KY 42303-0311
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001778/201
Date	Oct 25, 2010
Book Page	1778/201
Instrument	2010-01337887

Lender

Name	CITIMORTGAGE INC
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Feb 1, 2040

November 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Nov 13, 2007
Property Address	1122 E 5TH ST, OWENSBORO, KY 42303-0311
Document Number	000840/944
Book / Page	0840 / 944
Map Reference	DD105 PG40
Instrument Date	Nov 9, 2007
Instrument	200700019049
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	276 COAST GUARD LN, OWENSBORO, KY 42303-0276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 LOCUST STREET, CAMPTON, KY 41301

Mortgage

Document Number	001610/106
Date	Nov 13, 2007
Book Page	1610/106
Instrument	2007-00019050

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 9, 2017

Tax Assessment & Valuation

The 2025 property tax bill for 1122 E 5th St was $116.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,200 (+17.71%)	$41,200 (+17.71%)
2025	$116.00	$35,000 Land $8,000 Building $27,000	$35,000 Land $8,000 Building $27,000
2023		$35,000 (-35.42%)	$35,000 (-35.42%)
2022	$612.00	$54,200	$54,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1122 E 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 E 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Owensboro Municipal Utilities.

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