Union County property record for 1122 Cooper Ln, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,807 sqft · built 2004 |
| Lot Size | 0.446 acres (19,428 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Oct 2004) |
| Tax Bill | $3,421 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-120-141 |
| Primary APN | 07-120-141 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,807 sqft Living Area |
| Gross Area | 3,291 sqft |
| 1st Floor Area | 1,291 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,428 sqft (0.446 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1122 COOPER LN |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-2677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-4 INDIA |
| Legal Description | #14 ROSEWATER@BRANDON OAKS PH7/MP3/BLK19 OPCH762 |
| Legal Subdivision | BRANDON OAKS - ROSEWATER |
| Legal Block | 19 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20317 |
1122 Cooper Ln, a rural home, is owned and occupied by two individuals who acquired it in January 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1122 COOPER LN, INDIAN TRAIL, NC 28079-2677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2004 · Amount on File |
| Deed Sale | Oct 1, 2004 · Amount on File |
| Deed Document Number | 200441184 |
| Deed Book / Page | 3573 / 109 |
| Last Transfer Date | Jan 8, 2021 |
| Transfer Doc | 0007981454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 8, 2021 |
| Property Address | 1122 COOPER LN, INDIAN TRAIL, NC 28079-2677 |
| Document Number | 0007981454 |
| Book / Page | 7981 / 454 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 5778 |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007981455 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 7981/455 |
| Instrument | 5779 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 1122 Cooper Ln was $3,421.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514,100 (-) Land $102,500 Building $411,600 | $514,100 (-) Land $102,500 Building $411,600 | |
| 2025 | $3,421.00 | $514,100 Land $102,500 Building $411,600 | $514,100 Land $102,500 Building $411,600 |
| 2023 | $2,712.00 | $322,300 Land $66,200 Building $256,100 | $322,300 Land $66,200 Building $256,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1122 Cooper Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1122 Cooper Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
5G (outdoors only) and 4G LTE
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