1122 Connecticut Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1122 Connecticut Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,228 sqft · built 1920
Lot Size	0.239 acres (10,454 sqft)
Owner	Owner Name on File
Last Sale	$56,500 (Oct 2009)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78186`

Property Details

APN / Parcel Number

Primary APN	`78186`
Alternative APN	`012630000101920100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,228 sqft Heated Area
Gross Area	1,606 sqft
1st Floor Area	1,228 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	78186
Street Address	1122 CONNECTICUT AVE
City	SAINT CLOUD
State	FL
Zip	34769-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SCB2
Legal Description	ST CLOUD PB B PG 34 BLK 192 LOTS 10-12 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD DOWNTOWN BUSINESS DISTRICT
Legal Tract	1
Legal Block	192
Legal Lot Number	10 11
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1034
Census Tract	43400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 1122 Connecticut Ave bought it in October 2009.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Owner Name on File
Mailing Address	2816 STRAND LOOP CT, OVIEDO, FL 32765-7353

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2009 · Amount on File
Deed Sale	Oct 22, 2009 · Amount on File
Prior Sale	Oct 10, 2006
Deed Document Number	2009169664
Deed Book / Page	3904 / 2715
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1122 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3646
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 STRAND LOOP CT, OVIEDO, FL 32765-7353

Mortgage

Document Number	0062882342
Date	Sep 20, 2022
Book Page	6288/2342
Instrument	2022142381

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1122 Connecticut Ave was $3,003.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,003.00	$194,500 Land $84,800 Building $109,700	$194,500 Land $84,800 Building $109,700
2023	$2,546.00 (+12.01%)	$168,600 (+16.12%) Land $70,700 Building $97,900	$168,600 (+16.12%) Land $70,700 Building $97,900
2022	$2,273.00	$145,200 Land $58,900 Building $86,300	$145,200 Land $58,900 Building $86,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 Connecticut Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1122 Connecticut Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20