Kane County property record for 1122 Citizen Ave, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,013 sqft · built 2005 |
| Lot Size | 0.225 acres (9,813 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,000 (Jul 2020) |
| Tax Bill | $13,215 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-08-281-017 |
| Primary APN | 11-08-281-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,013 sqft Living Area |
| Gross Area | 3,237 sqft |
| Basement Area | 1,593 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Lot Area | 9,813 sqft (0.225 acres) |
| Garage Area | 674 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 1122 CITIZEN AVE |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-7809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACKBERRY CREEK SUB UNIT NO 5 LOT 554 |
| Legal Subdivision | BLACKBERRY CREEK SUB |
| Legal Block | 2 |
| Legal Lot Number | 554 |
| Legal Unit | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 854507 |
1122 Citizen Ave is owned and occupied by two individuals who bought it in July 2020.
Source: Kane County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1122 CITIZEN AVE, ELBURN, IL 60119-7809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on File |
| Deed Sale | Jul 20, 2020 · Amount on File |
| Prior Sale | Jun 14, 2007 · Amount on File |
| Deed Document Number | 202039050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1122 CITIZEN AVE, ELBURN, IL 60119-7809 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000035621 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 2021K035621 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1122 CITIZEN AVE, ELBURN, IL 60119-7809 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000029458 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021K029458 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 20, 2020 |
| Property Address | 1122 CITIZEN AVE, ELBURN, IL 60119-7809 |
| Document Number | 0000039050 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 39050 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 723 PHEASANT TRL ST CHARLES IL 601748859, ST CHARLES, IL 60174-8859 |
| Document Number | 39051 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 39051 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2050 |
The 2025 property tax bill for 1122 Citizen Ave was $13,215 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,215.00 Homeowner's exemption | $170,359 (+8.89%) Land $18,690 Building $151,669 | $511,282 (+8.89%) Land $56,092 Building $455,189 |
| 2024 | $156,450 Land $17,164 Building $139,286 | $469,538 Land $51,513 Building $418,025 | |
| 2022 | $12,247.00 (+3.74%) Homeowner's exemption | $134,767 (+4.48%) Land $14,217 Building $120,550 | $404,301 (+4.48%) Land $42,651 Building $361,650 |
| 2021 | $11,805.00 Homeowner's exemption | $128,988 Land $13,607 Building $115,381 | $386,964 Land $40,821 Building $346,143 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1122 Citizen Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1122 Citizen Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBURN serves 6,559 people · EPA ID IL0890300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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