1122 Back Cove Rd, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 1122 Back Cove Rd, Waldoboro, ME 04572

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,268 sqft · built 2019
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on Record
Tax Bill	$9,975 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WALB M:R9 L:41-2`

Property Details

APN / Parcel Number

Primary APN	`WALB M:R9 L:41-2`
Alternative APNs	`M:R9 L:41=2` `391`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,268 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Concrete
Lot Area	81,893 sqft (1.88 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	391
Street Address	1122 BACK COVE RD
City	WALDOBORO
State	ME
Zip	04572-6349
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	SHOREL
Legal Lot Number	41-2
Jurisdiction	WALDOBORO ME
Township / Civil Division	WALDOBORO
Census Block Group	2
Census Block	2029
Census Tract	975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Waldoboro Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 51, CENTERVILLE, MA 02632-0051
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2018	Deed of Trust, Mortgage CAMDEN NATIONAL BANK
Sep 16, 2019	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019
Deed Sale	Apr 19, 2019
Prior Sale	Nov 18, 2016
Deed Book / Page	5374 / 133
Transfer Doc	0050760120
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	1122 BACK COVE RD, WALDOBORO, ME 04572-6349
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052890309
Date	Aug 9, 2018
Book Page	05289/0309
Instrument	000000041392

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	1122 BACK COVE RD, WALDOBORO, ME 04572-6349
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054320262
Date	Sep 16, 2019
Book Page	5432/262
Instrument	54104

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2026
Index	Other

Tax Assessment & Valuation

Source: Lincoln County and Waldoboro Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Waldoboro Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,975.00 (+20.7%)	$674,000 (+37.83%) Land $363,000 Building $311,000
2024	$8,264.00 (+8.34%)	$489,000 (-) Land $178,000 Building $311,000
2023	$7,628.00 (+10.29%)	$489,000 (-1.01%) Land $178,000 Building $311,000
2022	$6,916.00	$494,000 Land $183,000 Building $311,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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