1122 Arbor Cir, Orange Park, FL 32073 Property Records

Clay County property record for 1122 Arbor Cir, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1968
Lot Size	0.318 acres (13,852 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,902 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-04-26-019995-000-00`

Property Details

APN / Parcel Number

Primary APN	`08-04-26-019995-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,852 sqft (0.318 acres)
Lot Dimensions	131 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	356 sqft
Pool Area	702 sqft
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1122 ARBOR CIR
City	ORANGE PARK
State	FL
Zip	32073-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	LOT 5 BLK 2 GROVE PARK UNIT 2 AS REC OR 4859 PG 312
Legal Range	26E
Legal Township	04S
Legal Section	08
Legal Subdivision	GROVE PARK UNIT 2
Legal Block	2
Legal Lot Number	5
Legal Unit	2AS
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1003
Census Tract	30303

Owner

1122 Arbor Cir is owned and occupied by two individuals who acquired it in September 2024.

Source: Clay County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1122 ARBOR CIR, ORANGE PARK, FL 32073-3741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · VA Mortgage MADISON SETTLEMENT SERVICES
Oct 18, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024
Deed Sale	Sep 17, 2024
Prior Sale	Feb 13, 2002 · Amount on File
Deed Document Number	202443403
Deed Book / Page	4859 / 312
Prior Transfer Date	Oct 17, 2023
Prior Transfer Doc	0047661717
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Apr 7, 2026
Property Address	1122 ARBOR CIR, ORANGE PARK, FL 32073-3741
Document Number	0000016335
Book / Page	5031 / 1902
Instrument Date	Mar 2, 2026
Instrument	202616335
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 ARBOR CIR, ORANGE PARK, FL 32073-3741

Mortgage

Document Number	0000016335,
Date	Apr 7, 2026
Book Page	5031/1902
Instrument	202616335

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.1%
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Oct 18, 2023
Property Address	1122 ARBOR CIR, ORANGE PARK, FL 32073-3741
Document Number	0047661717
Book / Page	4766 / 1717
Map Reference	MB 7 PG 41
Instrument Date	Oct 17, 2023
Instrument	2023052250
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2814 BROOKWOOD RD, ORANGE PARK, FL 32073-6508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2814 BROOKWOOD RD, ORANGE PARK, FL 32073-6508

Tax Assessment & Valuation

The 2025 property tax bill for 1122 Arbor Cir was $2,902, down 12.9% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,902.00 (-12.91%)	$211,773 Land $40,000 Building $171,773	$211,773 Land $40,000 Building $171,773
2024	$3,332.00 (+2.81%)
2023	$3,241.00 (+13.12%)	$204,445 (+19.96%) Land $40,000 Building $164,445	$204,445 (+19.96%) Land $40,000 Building $164,445
2022	$2,865.00	$170,434 Land $30,000 Building $140,434	$170,434 Land $30,000 Building $140,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 Arbor Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 Arbor Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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