1122 4th St, Graham, TX 76450 Property Records

Young County property record for 1122 4th St, Graham, TX 76450

Property Summary

Property Type	Single Family Home
Details	2 bd · 2,394 sqft · built 1940
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$106,100 (Jun 2019)
Tax Bill	$3,779 (2026)
Deeds & Mortgages	Jan 2017 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01480-0001-0040`

Property Details

APN / Parcel Number

Primary APN	`01480-0001-0040`
Alternative APN	`3223`

Interior

Bedrooms	2 Beds
Building Area	2,394 sqft Total Area
1st Floor Area	1,810 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Porch	Porch
Porch Area	93 sqft
Patio Area	260 sqft

Location & Zoning

Street Address	1122 4TH ST
City	GRAHAM
State	TX
Zip	76450-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAUGHN STONE - BLK 1, LOTS 11-12
Legal Subdivision	VAUGHAN STONE ADDITION
Legal Block	1
Legal Lot Number	11,12
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	3
Census Block	3005
Census Tract	950600

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1122 4TH ST, GRAHAM, TX 76450-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit CIERA BANK
Jan 17, 2017	Deed of Trust, Mortgage · ARM CIERA BANK
Jun 28, 2019	Vendor's Lien, Transfer · Conventional Mortgage NTFN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Deed Document Number	20191663
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	1122 4TH ST, GRAHAM, TX 76450-3210
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17000192
Date	Jan 17, 2017
Instrument	17000192

Lender

Name	CIERA BANK
Type	Bank
Address	GRAHAM, TX 76450

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	1122 4TH ST, GRAHAM, TX 76450-3210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17000191
Date	Jan 17, 2017
Instrument	17000191

Lender

Name	CIERA BANK
Type	Bank
Address	GRAHAM, TX 76450

Agreement

Type	ARM
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.95%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	4.95%
Max Rate At Change	6.95%
Index	Prime Rate
Max Rate	10.9%

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Jun 28, 2019
Property Address	1122 4TH ST, GRAHAM, TX 76450-3210
Document Number	19001663
Map Reference	VOL 64 PG 311
Instrument Date	Jun 28, 2019
Instrument	19001663
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 W 121ST PL S, 312, JENKS, OK 74037-5200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 136, PALO PINTO, TX 76484-0136

Mortgage

Document Number	19001664
Date	Jun 28, 2019
Instrument	19001664

Lender

Name	NTFN INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	19001665
Date	Jun 28, 2019
Instrument	19001665

Lender

Name	THE BANK OF NEW YORK TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Graham City
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,779.00 (+71.46%) Homeowner's exemption	$146,460 (+5.92%) Land $24,620 Building $121,840	$146,460 (+5.92%) Land $24,620 Building $121,840
2025	$2,204.00 (-11.34%) Homeowner's exemption	$138,270 (-3.7%) Land $24,620 Building $113,650	$138,270 (-3.7%) Land $24,620 Building $113,650
2023		$143,590 Land $25,000 Building $118,590	$143,590 Land $25,000 Building $118,590
2022	$2,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAHAM serves 8,718 people · EPA ID TX2520001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brazos Communications Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
New Source Broadband Fixed Wireless	100 / 50

May also be available: AT&T.

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