11218 Upton Dr, Kensington, MD 20895 Property Records

Montgomery County property record for 11218 Upton Dr, Kensington, MD 20895

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,944 sqft · built 2006
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,000 (Feb 2007)
Tax Bill	$9,877 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-01026215`

Property Details

APN / Parcel Number

Primary APN	`13-01026215`
Alternative APN	`01026215`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,944 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Deck Area	443 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01026215
Street Address	11218 UPTON DR
City	KENSINGTON
State	MD
Zip	20895-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	KENSINGTON VIEW
Legal Subdivision	KENSINGTON VIEW
Legal Block	G
Legal Lot Number	20
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3011
Census Tract	703800

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11218 UPTON DR, KENSINGTON, MD 20895-1924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU
Feb 15, 2017	Deed of Trust, Mortgage · ARM BANK-FUND STAFF FCU
May 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU
Oct 17, 2019	Loan Modification, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU
Oct 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BANK-FUND STAFF FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2007 · Amount on Record
Deed Sale	Feb 6, 2007 · Amount on Record
Prior Sale	Jul 6, 2005 · Amount on Record
Deed Document Number	200769564
Last Transfer Date	Oct 17, 2019
Transfer Doc	0583800230
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11218 UPTON DR, KENSINGTON, MD 20895-1924
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	PEAK SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11218 UPTON DR, KENSINGTON, MD 20895-1924

Mortgage

Document Number	0639460207
Date	Sep 2, 2021
Book Page	63946/207

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11218 UPTON DR, KENSINGTON, MD 20895-1924
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0538170326
Date	Feb 15, 2017
Book Page	53817/326

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Mar 1, 2020
Change Frequency	3 Years
Min Rate At Change	2.37%
Max Rate At Change	4%
Index	3-Year CMT
Max Rate	8%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11218 UPTON DR, KENSINGTON, MD 20895-1924
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0542480329
Date	May 8, 2017
Book Page	54248/329

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Mar 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	11218 UPTON DR, KENSINGTON, MD 20895-1924
Document Number	0583800257
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	PEAK SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11218 UPTON DR KENSINGTON MD 208951924, KENSINGTON, MD 20895-1924

Mortgage

Document Number	0583800257
Date	Oct 28, 2019
Book Page	058380/000257

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 28, 2019
Property Address	11218 UPTON DR, KENSINGTON, MD 20895-1924
Document Number	0583800230
Book / Page	58380 / 230
Map Reference	MB 4 PL 303
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PEAK SETTLEMENTS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11218 UPTON DR, KENSINGTON, MD 20895-1924

Mortgage

Document Number	58380235
Date	Oct 28, 2019
Instrument	58380/235

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$857,433 (+5.99%)	$905,900 (-) Land $239,000 Building $666,900
2025	$9,877.00 (-0.47%)	$808,967 (+8.58%)	$905,900 (+19.12%) Land $239,000 Building $666,900
2024	$9,924.00 (+17.44%)
2023		$745,033	$760,500 Land $239,000 Building $521,500
2022	$8,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500

May also be available: AT&T, T-Mobile.

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