11218 Mountain Pine Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 11218 Mountain Pine Dr, Charlotte, NC 28214

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,174 sqft · built 1998
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (Nov 1998)
Tax Bill	$3,971 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-237-09`

Property Details

APN / Parcel Number

Primary APN	`031-237-09`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,174 sqft Living Area
1st Floor Area	1,616 sqft
Upper Floors Area	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Garage Area	513 sqft
Deck Area	240 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11218 MOUNTAIN PINE DR
City	CHARLOTTE
State	NC
Zip	28214-5425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-RPUD
Legal Description	L186 B5 M29-411
Legal Subdivision	MT ISLE HARBOR PH 01 MAP 04
Legal Block	5
Legal Lot Number	186
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2009
Census Tract	6014

Owner

11218 Mountain Pine Dr is owned and occupied by two individuals who bought it in November 1998.

Source: Mecklenburg County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11218 MOUNTAIN PINE DR, CHARLOTTE, NC 28214-5425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 12, 2019	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 1998 · Amount on File
Deed Sale	Nov 30, 1998 · Amount on File
Deed Document Number	1998188307
Deed Book / Page	10077 / 668
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11218 MOUNTAIN PINE DR, CHARLOTTE, NC 28214-5425
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113104
Date	Dec 1, 2023
Book Page	38513/419
Instrument	2023113104

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11218 MOUNTAIN PINE DR, CHARLOTTE, NC 28214-5425
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000185103
Date	Sep 28, 2021
Book Page	36577/673
Instrument	2021185103

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	11218 MOUNTAIN PINE DR, CHARLOTTE, NC 28214-5425
Document Number	0000075212
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11218 MOUNTAIN PINE DR CHARLOTTE NC 282145425, CHARLOTTE, NC 28214-5425

Mortgage

Document Number	0000075212
Date	Jun 18, 2019
Book Page	033597/000652
Instrument	75212

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11218 Mountain Pine Dr was $3,971.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,971.00	$495,100 Land $100,000 Building $395,100	$495,100 Land $100,000 Building $395,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11218 Mountain Pine Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (2019–2024)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11218 Mountain Pine Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Mountain Pine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures