11218 E 43rd Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11218 E 43rd Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,587 sqft · built 1985
Lot Size	0.396 acres (17,231 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2017)
Tax Bill	$6,261 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45333.1502`

Property Details

APN / Parcel Number

Primary APN	`45333.1502`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,587 sqft Living Area
Gross Area	3,196 sqft
1st Floor Area	1,398 sqft
Basement Area	624 sqft
Finished Basement	499 sqft
Unfinished Basement	125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,231 sqft (0.396 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	116 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11218 E 43RD AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	FOREST MEADOWS 2ND ADD LT 2 BLK 1
Legal Range	44E
Legal Township	25N
Legal Section	33
Legal Subdivision	FOREST MEADOWS 2ND ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2007
Census Tract	12401

Owner

11218 E 43rd Ave is owned and occupied by two individuals who bought it in August 2017.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11218 E 43RD AVE, SPOKANE VALLEY, WA 99206-8610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 24, 2017	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2017 · Amount on File
Deed Sale	Aug 24, 2017 · Amount on File
Prior Sale	Jun 21, 2006 · Amount on File
Deed Document Number	20176633694
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11218 E 43RD AVE, SPOKANE VALLEY, WA 99206-8610
Document Number	0006855808
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11218 E 43RD AVE SPOKANE VALLEY WA 992068610, SPOKANE VALLEY, WA 99206-8610

Mortgage

Document Number	0006855808
Date	Oct 22, 2019
Instrument	6855808

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 21, 2059

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 24, 2017
Property Address	11218 E 43RD AVE, SPOKANE VALLEY, WA 99206-8610
Document Number	0006633694
Instrument Date	Aug 22, 2017
Instrument	6633694
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,701.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11218 E 43RD AVE SPOKANE VALLEY WA 992068610, SPOKANE VALLEY, WA 99206-8610

Mortgage

Document Number	6633695
Date	Aug 24, 2017
Instrument	6633695

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 11218 E 43rd Ave was $6,261, down 11.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,261.00 (-11.66%)	$600,600 Land $120,000 Building $480,600	$600,600 Land $120,000 Building $480,600
2025	$7,087.00
2024		$570,100 (+30.16%) Land $85,000 Building $485,100	$570,100 (+30.16%) Land $85,000 Building $485,100
2023	$5,412.00 (+6.31%)	$438,000 Land $65,000 Building $373,000	$438,000 Land $65,000 Building $373,000
2022	$5,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11218 E 43rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11218 E 43rd Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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