11218 Chumuckla Hwy, Jay, FL 32565 Property Records

Santa Rosa County property record for 11218 Chumuckla Hwy, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,176 sqft · built 2023
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Tax Bill$3,286 (2024)
Deeds & MortgagesJun 2022 Mortgage
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN24-4N-30-0000-00424-0000

Property Details

APN / Parcel Number

Primary APN24-4N-30-0000-00424-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,176 sqft Heated Area
1st Floor Area2,684 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick
Foundation TypeMasonry
Roof MaterialShingle
Lot Area174,240 sqft (4 acres)
PorchOpen Porch
Porch Area453 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number244N300000004240000
Street Address11218 CHUMUCKLA HWY
CityJAY
StateFL
Zip32565-9559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description**NEW PARCEL FOR 2022 TAXES** COMMENCE AT THE NORTHWEST CORNER OF SECTION 24, TOWNSHIP 4 NORTH, RANGE 30 WEST, SANTA ROSA
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group4
Census Block4000
Census Tract10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address11218 CHUMUCKLA HWY, JAY, FL 32565-9559
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Feb 18, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2022
Deed SaleFeb 18, 2022
Deed Document Number202209869
Deed Book / Page4247 / 1981
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address11218 CHUMUCKLA HWY, JAY, FL 32565-9559
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1531 GREYFIELD TRCE, SNELLVILLE, GA 30078-5974

Mortgage

Document Number0042941281
DateJun 13, 2022
Book Page4294/1281
Instrument202235351
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 18, 2022
Property Address11218 CHUMUCKLA HWY, JAY, FL 32565-9559
Document Number0042471981
Book / Page4247 / 1981
Instrument DateFeb 14, 2022
Instrument202209869
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12264 CHUMUCKLA HWY, JAY, FL 32565-9522

Transferred To (Grantee/Buyer)

NameVerified Name
Address12264 CHUMUCKLA HWY, JAY, FL 32565-9522

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,286.00 (+383.24%) Homeowner's exemption$312,546 (+442.61%) Land $57,600 Building $254,946$312,546 (+442.61%) Land $57,600 Building $254,946
2023$680.00 (+8,4%)$57,600 (+7,9%) Land $57,600$57,600 (-5.26%) Land $57,600
2022$8.00$720 Land $720$60,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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