Frederick County property record for 11214 Putman Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,826 sqft · built 1984 |
| Lot Size | 5.58 acres (243,065 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $28,500 (Jul 1982) |
| Tax Bill | $5,370 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-406534 |
| Primary APN | 20-406534 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,826 sqft Living Area |
| Gross Area | 2,046 sqft |
| 1st Floor Area | 1,545 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 243,065 sqft |
| Garage Type | Detached |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 440 sqft |
| Deck Area | 467 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 406534 |
|---|---|
| Street Address | 11214 PUTMAN RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-2749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LT 4 SECT 1 5.58 AC W/S PUTMAN RD FERNWOOD |
| Legal Subdivision | FERNWOOD SEC I |
| Legal Lot Number | 4 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 20, LEWISTOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 751302 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11214 PUTMAN RD, THURMONT, MD 21788-2749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| Mar 27, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURES AND TRADERS TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 1982 · Amount on Record |
| Deed Sale | Jul 2, 1982 · Amount on Record |
| Deed Book / Page | 1174 / 928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 15, 2026 |
| Property Address | 11214 PUTMAN RD, THURMONT, MD 21788-2749 |
| Document Number | 1795000395 |
| Book / Page | 17958 / 395 |
| Instrument Date | Jun 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11214 PUTMAN RD, THURMONT, MD 21788-2749 |
| Document Number | 1795000395, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 17958/395 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 11214 PUTMAN RD, THURMONT, MD 21788-2749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0117350231 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 11735/0231 |
| Instrument | 11735-0231 |
| Name | MANUFACTURES AND TRADERS TRUST COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $534,700 (+30.03%) | $593,700 (+17.52%) Land $216,300 Building $377,400 | |
| 2025 | $5,370.00 (+15.48%) | ||
| 2023 | $4,650.00 Homeowner's exemption | $411,200 | $505,200 Land $141,000 Building $364,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2003–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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