11212 Ridge Mill Ter, Chester, VA 23831 Property Records

Chesterfield County property record for 11212 Ridge Mill Ter, Chester, VA 23831

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,277 sqft · built 2022
Lot Size0.322 acres (14,026 sqft)
OwnerIndividual Name on File
Last Sale$413,000 (Aug 2026)
Tax Bill$3,900 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN798-66-14-48-700-000

Property Details

APN / Parcel Number

Primary APN798-66-14-48-700-000
Alternative APNs
  • 442333000
  • 497669000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,277 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,026 sqft (0.322 acres)
View / LotCul-de-sac
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area30 sqft
Balcony Area38 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGas
SewerSeptic

Location & Zoning

Account Number497669000
Street Address11212 RIDGE MILL TER
CityCHESTER
StateVA
Zip23831-4286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionROLLING RIDGE SEC 1 044
Legal SubdivisionROLLING RIDGE
Legal Lot Number44
JurisdictionCHESTERFIELD VA
Township / Civil DivisionBERMUDA
Census Block Group3
Census Block3001
Census Tract100409

Owner

11212 Ridge Mill Ter is owned and occupied by an individual who bought it in August 2026.

Source: Chesterfield County records, as of September 2, 2026

Owner of RecordIndividual Name on File
Mailing Address11212 RIDGE MILL TER, CHESTER, VA 23831-4286
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Bargain and Sale Deed, Transfer · FHA Mortgage
DOMINION CAPITAL MORTGAGE
Apr 1, 2022Warranty Deed, Transfer · FHA Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2026 · Amount on File
Deed SaleAug 24, 2026 · Amount on File
Prior SaleApr 1, 2022 · Amount on File
Deed Document Number202631182
Deed Book / Page15354 / 959
Record UpdatedOct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHESTERFIELD VA
Recording DateAug 24, 2026
Property Address11212 RIDGE MILL TER, CHESTER, VA 23831-4286
Document Number0000031182
Book / Page15354 / 959
Instrument DateAug 18, 2026
Instrument202631182
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$41,713.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031183,
DateAug 24, 2026
Book Page15354/963
Instrument202631183
Lender
NameDOMINION CAPITAL MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateApr 1, 2022
Property Address11212 RIDGE MILL TER, CHESTER, VA 23831-4286
Document Number013910-489
Book / Page13910 / 489
Instrument DateMar 7, 2022
Instrument2022015507
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyBRIDGETRUST TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11212 RIDGE MILL TER, CHESTER, VA 23831-4286

Mortgage

Document Number2022015508
DateApr 1, 2022
Instrument2022015508
Lender
NameSOUTHERN TRUST MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 11212 Ridge Mill Ter was $3,900.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,900.00$435,400 (-5.51%) Land $70,000 Building $365,400$435,400 (-5.51%) Land $70,000 Building $365,400
2025$460,800 Land $70,000 Building $390,800$460,800 Land $70,000 Building $390,800
2023$2,913.00$317,400 Land $45,000 Building $272,400$317,400 Land $45,000 Building $272,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11212 Ridge Mill Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11212 Ridge Mill Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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