1121 White Crest Ln, Prosper, TX 75078 Property Records

Collin County property record for 1121 White Crest Ln, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,698 sqft · built 2013
Lot Size	0.276 acres (12,011 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,557 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-10322-00B-0190-1`

Property Details

APN / Parcel Number

Primary APN	`R-10322-00B-0190-1`
Alternative APNs	`000002686829` `2686829`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,698 sqft Living Area
Gross Area	4,717 sqft
1st Floor Area	3,698 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Lot Area	12,011 sqft (0.276 acres)
Garage Type	Attached
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1121 WHITE CREST LN
City	PROSPER
State	TX
Zip	75078-8679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW RIDGE PHASE FOUR B, BLK B, LOT 19
Legal Subdivision	WILLOW RIDGE PHASE FOUR B (CPR)
Legal Block	B
Legal Lot Number	19
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1013
Census Tract	30303

Owner

1121 White Crest Ln is owned and occupied by two individuals who acquired it in September 2023.

Source: Collin County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1121 WHITE CREST LN, PROSPER, TX 75078-8679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 1, 2019	Deed of Trust, Mortgage BETTER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023
Deed Sale	Sep 22, 2023
Prior Sale	Mar 4, 2014 · Amount on File
Deed Document Number	2023109694
Prior Transfer Date	Feb 28, 2014
Prior Transfer Doc	0000196840
Record Updated	Sep 20, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 22, 2023
Property Address	1121 WHITE CREST LN, PROSPER, TX 75078-8679
Document Number	2023000109694
Map Reference	VOL 2013 PG 24
Instrument Date	Sep 22, 2023
Instrument	2023000109694
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4207 AMERICAN PHAWOH WAY, IRVING, TX 75063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 WHITE CREST LN, PROSPER, TX 75078-8679

Mortgage

Document Number	2023000109693
Date	Sep 22, 2023
Instrument	2023000109693

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1121 WHITE CREST LN, PROSPER, TX 75078-8679
Document Number	0000506490
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1121 WHITE CREST LN PROSPER TX 750788679, PROSPER, TX 75078-8679

Mortgage

Document Number	0000506490
Date	May 7, 2019
Instrument	506490

Lender

Name	BETTER MTG
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1121 White Crest Ln was $14,557 with a homeowner's exemption, down 3.6% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,557.00 (-3.56%) Homeowner's exemption	$884,710 Land $220,000 Building $664,710	$884,710 Land $220,000 Building $664,710
2024	$15,095.00
2023		$904,000 Land $220,000 Building $684,000	$904,000 Land $220,000 Building $684,000
2022	$11,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1121 White Crest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1121 White Crest Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Astound Broadband Fiber	1,500 / 1,500
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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