1121 Valley Stream Dr, Wheeling, IL 60090 Property Records

Cook County property record for 1121 Valley Stream Dr, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,576 sqft · built 1963
Lot Size	0.179 acres (7,808 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2017)
Tax Bill	$7,938 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-402-007`

Property Details

APN / Parcel Number

Primary APN	`03-04-402-007`
Alternative APN	`03-04-402-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,808 sqft (0.179 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1121 VALLEY STREAM DR
City	WHEELING
State	IL
Zip	60090-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HOLLYWOOD) RIDGE (UNIT4) A RESUB IN OWNERS DIVN OF B UFFALO CREEK FARMS SUB OF PT SECS2-4,9-10 SEC 03-42-11
Legal Range	11E
Legal Township	42N
Legal Section	03
Legal Subdivision	HOLLYWOOD RIDGE UNIT4
Legal Lot Number	370
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	4
Census Block	4004
Census Tract	802504

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1121 VALLEY STREAM DR, WHEELING, IL 60090-3950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Aug 21, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	May 7, 2008 · Amount on Record
Deed Document Number	201749241
Transfer Doc	0000000353
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1121 VALLEY STREAM DR, WHEELING, IL 60090-3950
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008501378
Date	Mar 26, 2021
Instrument	2108501378

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Sep 1, 2047

Interest

Rate	2.37%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1121 VALLEY STREAM DR, WHEELING, IL 60090-3950
Document Number	2008057169
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1121 VALLEY STREAM DR WHEELING IL 600903950, WHEELING, IL 60090-3950

Mortgage

Document Number	2008057169
Date	Mar 20, 2020
Instrument	8057169

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 19, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 21, 2017
Property Address	1121 VALLEY STREAM DR, WHEELING, IL 60090-3950
Document Number	1723349241
Instrument Date	Jul 28, 2017
Instrument	23349241
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ADVISORS TITLE SERVICES INC, ADVISORS TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1643 EAGLE GROVE CT WHEELING IL 600906902, WHEELING, IL 60090-6902

Mortgage

Document Number	1723349242
Date	Aug 21, 2017
Instrument	23349242

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 (+18.52%) Land $7,027 Building $24,973	$320,000 (+18.52%) Land $70,270 Building $249,730
2023	$7,938.00 (+5.33%)
2022	$7,536.00 Homeowner's exemption	$27,000 Land $5,856 Building $21,144	$270,000 Land $58,560 Building $211,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1982–2019)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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