Pontotoc County property record for 1121 S Cherry St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,218 sqft · built 1940 |
| Lot Size | 0.216 acres (9,425 sqft) |
| Owner | Company Name on File |
| Last Sale | $57,400 (Sep 2018) |
| Tax Bill | $905 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14706 |
| Primary APN | 14706 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,425 sqft (0.216 acres) |
| Lot Dimensions | 145 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14706 |
|---|---|
| Street Address | 1121 S CHERRY ST |
| City | ADA |
| State | OK |
| Zip | 74820-8133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S/2 E/2 LOT 19 SOUTHSIDE ADDITION |
| Legal Subdivision | SOUTHSIDE -ADA SD- NW 4-3-6 |
| Legal Lot Number | 19 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 89300 |
1121 S Cherry St is owned by a company that acquired it in March 2022.
Source: Pontotoc County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 311 S NEW BETHEL BLVD, ADA, OK 74820-1179 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Aug 15, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Apr 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage VISION BANK NA |
| Sep 11, 2018 | Special Warranty Deed, Transfer USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on File |
| Deed Sale | Sep 11, 2018 · Amount on File |
| Prior Sale | Nov 30, 2009 · Amount on File |
| Deed Document Number | 20185048 |
| Deed Book / Page | 3246 / 225 |
| Last Transfer Date | Mar 30, 2022 |
| Transfer Doc | 0000001817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 1121 S CHERRY ST, ADA, OK 74820-8133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003242/124 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 3242/124 |
| Instrument | 2018-004752 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 1121 S CHERRY ST, ADA, OK 74820-8133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003327/190 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 3327/190 |
| Instrument | 2019-004234 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SEMINOLE, OK 74818 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 1121 S CHERRY ST, ADA, OK 74820-8133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 311 S NEW BETHEL BLVD, ADA, OK 74820-1179 |
| Document Number | 003606/242 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 3606/242 |
| Instrument | I-2022-002470 |
| Name | VISION BANK NA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 26, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Sep 11, 2018 |
| Property Address | 1121 S CHERRY ST, ADA, OK 74820-8133 |
| Document Number | 003246/225 |
| Book / Page | 3246 / 225 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2018-005048 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $86.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1621 SCENIC DR, ADA, OK 74820-8550 |
The 2025 property tax bill for 1121 S Cherry St was $905, up 1.2% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,127 (+5%) Land $1,500 Building $7,627 | $76,055 (-22.09%) Land $12,500 Building $63,555 | |
| 2025 | $905.00 (+1.23%) | $8,692 (+5%) Land $1,500 Building $7,192 | $97,625 (-5.43%) Land $12,500 Building $85,125 |
| 2024 | $894.00 (+9.96%) | $8,278 (+5%) Land $1,500 Building $6,778 | $103,231 (+57.12%) Land $12,500 Building $90,731 |
| 2023 | $813.00 | $7,884 Land $1,500 Building $6,384 | $65,700 Land $12,500 Building $53,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1121 S Cherry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2021–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1121 S Cherry St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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