Coles County property record for 1121 S 3rd St, Mattoon, IL 61938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,953 sqft · built 1971 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,014 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2022 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-0-02420-000 |
| Primary APN | 06-0-02420-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,953 sqft Base Area |
| 1st Floor Area | 1,953 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Street Address | 1121 S 3RD ST |
|---|---|
| City | MATTOON |
| State | IL |
| Zip | 61938-5813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANKLIN ADDITION LOT 14 BLOCK B |
| Legal Subdivision | FRANKLIN ADDITION |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | COLES IL |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1000 |
1121 S 3rd St is owned and occupied by an individual.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1121 S 3RD ST, MATTOON, IL 61938-5813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK FSB |
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Jul 13, 2026 |
| Property Address | 1121 S 3RD ST, MATTOON, IL 61938-5813 |
| Document Number | 0000823564 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 2026823564 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1121 S 3RD ST, MATTOON, IL 61938-5813 |
| Document Number | 0000823564, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026823564 |
| Name | WASHINGTON SAVINGS BANK FSB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 1121 S 3RD ST, MATTOON, IL 61938-5813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1121 S 3RD ST, MATTOON, IL 61938-5813 |
| Document Number | 202200800189 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 202200800189 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MATTOON, IL 61938 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1121 S 3rd St was $3,014 with exemptions applied.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Lafayette Township |
| Municipality | Mattoon City |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,014.00 | $48,542 Land $4,184 Building $44,358 | $145,626 Land $12,552 Building $133,074 |
| 2023 | $39,684 Land $3,421 Building $36,263 | $119,052 Land $10,263 Building $108,789 | |
| 2020 | $2,798.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1121 S 3rd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1121 S 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATTOON serves 19,500 people · EPA ID IL0290250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures