1121 McCray Ln, Westfield, IN 46074 Property Records

Hamilton County property record for 1121 McCray Ln, Westfield, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,607 sqft · built 2022
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$714,699 (Dec 2022)
Tax Bill	$5,726 (2024)
Deeds & Mortgages	Jul 2025 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-05-27-011-016.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-05-27-011-016.000-015`
Alternative APN	`0805270011016000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,607 sqft Living Area
Gross Area	4,592 sqft
Basement Area	1,204 sqft
Finished Basement	899 sqft
Unfinished Basement	305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1121 MCCRAY LN
City	WESTFIELD
State	IN
Zip	46074-7798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .25, SECTION 27, TOWNSHIP 19, RANGE 3, EMORY TRACE, SECTION 2, LOT 57, IRREGULAR SHAPE
Legal Subdivision	EMORY TRACE SECTION 2
Legal Lot Number	57
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1017
Census Tract	110302

Owner

1121 McCray Ln is owned and occupied by two individuals who bought it in December 2022.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1121 MCCRAY LN, WESTFIELD, IN 46074-7798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 15, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jun 21, 2022	Warranty Deed, Transfer
Jun 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Prior Sale	Jun 21, 2022
Deed Document Number	202258711
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1121 MCCRAY LN, WESTFIELD, IN 46074-7798
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 MCCRAY LN, CARMEL, IN 46074-7798

Mortgage

Document Number	0000028654
Date	Jul 17, 2025
Instrument	2025028654

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

December 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 15, 2022
Property Address	1121 MCCRAY LN, WESTFIELD, IN 46074-7798
Document Number	0000058711
Map Reference	DOC 2022004723
Instrument Date	Dec 14, 2022
Instrument	2022058711
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 MCCRAY LN, WESTFIELD, IN 46074-7798

Mortgage

Document Number	0000058712
Date	Dec 15, 2022
Instrument	2022058712

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 21, 2022
Property Address	1121 MCCRAY LN, WESTFIELD, IN 46074-7798
Document Number	0000030745
Instrument Date	May 24, 2022
Instrument	2022030745
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8425 WOODFIELD CROSSING BLVD # 319W, 319W, INDIANAPOLIS, IN 46240-7315
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 21, 2022
Property Address	1121 MCCRAY LN, WESTFIELD, IN 46074-7798
Document Number	0000030745
Instrument Date	May 24, 2022
Instrument	2022030745
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8425 WOODFIELD CROSSING BLVD, INDIANAPOLIS, IN 46240-7315
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$503,300 (+0.12%) Land $91,000 Building $412,300	$503,300 (+0.12%) Land $91,000 Building $412,300
2024	$5,726.00 (+6.35%)	$502,700 (+6.32%) Land $91,000 Building $411,700	$502,700 (+6.32%) Land $91,000 Building $411,700
2023	$5,384.00 (+15,282.86%)	$472,800 Land $91,000 Building $381,800	$472,800 Land $91,000 Building $381,800
2022	$35.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1121 McCray Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1121 McCray Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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