1121 James St, Chicopee, MA 01022 Property Records

Hampden County and Chicopee City property record for 1121 James St, Chicopee, MA 01022

Property Summary

Property TypeCondominium
Details3 bd · 1 ba · 963 sqft · built 1952
Lot Size44 acres (1,918,611 sqft)
OwnerIndividual Name on Record
Last Sale$87,390 (Jun 1993)
Tax Bill$3,362 (2026)
Deeds & MortgagesSep 2021 Refinance
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNW4-000O8

Property Details

APN / Parcel Number

Primary APNW4-000O8
Alternative APN
  • CHIC M:00W4 P:000O8

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area963 sqft Living Area
1st Floor Area963 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,918,611 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberW4-000O8
Street Address1121 JAMES ST
CityCHICOPEE
StateMA
Zip01022-2112
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code206
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3006
Census Tract811302

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1121 JAMES ST, CHICOPEE, MA 01022-2112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Feb 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK/RI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 1993 · Amount on Record
Deed SaleJun 25, 1993 · Amount on Record
Deed Book / Page8467 / 362
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address1121 JAMES ST, CHICOPEE, MA 01022-2112
Transaction TypeMortgage
Record UpdatedOct 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24116-115
DateSep 13, 2021
Book Page24116/115
Instrument64160
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address1121 JAMES ST, CHICOPEE, MA 01022-2112
Document Number22068-135
Instrument DateFeb 15, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22068-135
DateFeb 21, 2018
Book Page022068/000135
Instrument9238
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 20, 2033

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,362.00 (+9.58%)$220,600 (+8.99%) Building $220,600$231,707 (+8.5%)
2025$3,068.00 (+6.97%)$202,400 (+4.17%) Building $202,400$213,560
2024$2,868.00 (+6.42%)$194,300 (+9.22%) Building $194,300
2023$2,695.00$177,900 Building $177,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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