1121 Cutter St, Cincinnati, OH 45203 Property Records

Hamilton County property record for 1121 Cutter St, Cincinnati, OH 45203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,127 sqft · built 2003
Lot Size	0.044 acres (1,960 sqft)
Owner	Owner Name on File
Last Sale	$165,000 (Feb 2004)
Tax Bill	$7,189 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135-0002-0266-00`

Property Details

APN / Parcel Number

Primary APN	`135-0002-0266-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,127 sqft Living Area
1st Floor Area	543 sqft
2nd Floor Area	1,584 sqft

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	1,960 sqft (0.044 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1121 CUTTER ST
City	CINCINNATI
State	OH
Zip	45203-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WS CUTTER ST 0.0455 AC LOT 42 LINCOLN COURT SOUTH SUB
Legal Subdivision	LINCOLN COURT SOUTH SUB
Legal Lot Number	42
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5004
Census Tract	26400

Owner

The current owner of 1121 Cutter St bought it in February 2004.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	1121 CUTTER ST, CINCINNATI, OH 45203-3121
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2004 · Amount on File
Deed Sale	Feb 9, 2004 · Amount on File
Deed Document Number	04-047112
Deed Book / Page	9530 / 00183
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1121 CUTTER ST, CINCINNATI, OH 45203-3121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200108714
Date	Oct 19, 2020
Book Page	14277/4348
Instrument	2020-0108714

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1121 CUTTER ST, CINCINNATI, OH 45203-3121
Document Number	0000090267
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTTER ST CINCINNATI OH 452033121, CINCINNATI, OH 45203-3121

Mortgage

Document Number	0000090267
Date	Oct 10, 2018
Book Page	013771/001387
Instrument	90267

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1121 Cutter St was $7,189, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,189.00 (+0.14%)	$113,411 (-) Land $30,450 Building $82,961
2024	$7,179.00 (-0.18%)	$113,411 (-) Land $30,450 Building $82,961
2023	$7,192.00 (+30.93%)	$113,411 (+45.61%) Land $30,450 Building $82,961	$324,030 Land $87,000 Building $237,030
2022	$5,493.00	$77,889 Land $9,870 Building $68,019
2020			$222,540 Land $28,200 Building $194,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1121 Cutter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1121 Cutter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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