1121 Cutoff Bend, Mount Olive, AL 35117 Property Records

Jefferson County property record for 1121 Cutoff Bend, Mount Olive, AL 35117

Property Summary

Property Type	Single Family Home
Details	4 bd · 779 sqft · built 2024
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$315,675 (Dec 2024)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage May 2024 Sale + 9 more
Flood Zone	Zone X (minimal risk)
APN	`14-00-08-4-000-062.000`

Property Details

APN / Parcel Number

Primary APN	`14-00-08-4-000-062.000`
Alternative APN	`455255`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	779 sqft Living Area
Gross Area	5,246 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,445 sqft (0.125 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	455255
Street Address	1121 CUTOFF BND
City	MOUNT OLIVE
State	AL
Zip	35117-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69 NEWFOUND RIDGE FINAL PLAT PB 261 PG 78&78A
Legal Subdivision	NEWFOUND RIDGE FINAL PLAT
Legal Lot Number	69
Jurisdiction	JEFFERSON AL
Township / Civil Division	GARDENDALE
Census Block Group	2
Census Block	2003
Census Tract	11708

Owner

1121 Cutoff Bend is owned and occupied by an individual who bought it in December 2024.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2024	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE
May 9, 2024	Warranty Deed, Transfer
May 9, 2024	Warranty Deed, Transfer
May 9, 2024	Warranty Deed, Transfer
May 9, 2024	Warranty Deed, Transfer
May 9, 2024	Warranty Deed, Transfer
May 9, 2024	Warranty Deed, Transfer
May 9, 2024	Warranty Deed, Transfer
May 9, 2024	Warranty Deed, Transfer
May 9, 2024	Warranty Deed, Transfer
Jun 3, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	Jun 3, 2024 · Amount on File
Deed Document Number	2024114886
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Dec 12, 2024
Property Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Document Number	0000114886
Instrument Date	Nov 14, 2024
Instrument	2024114886
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004

Mortgage

Document Number	0000114887
Date	Dec 12, 2024
Instrument	2024114887

Lender

Name	FBC MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 9, 2024
Property Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Document Number	0000042540
Instrument Date	May 6, 2024
Instrument	2024042540
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Investor	Possibly a Property Investor

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 9, 2024
Property Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Document Number	0000042541
Instrument Date	May 6, 2024
Instrument	2024042541
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Investor	Possibly a Property Investor

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 9, 2024
Property Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Document Number	0000042542
Instrument Date	May 6, 2024
Instrument	2024042542
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Investor	Possibly a Property Investor

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 9, 2024
Property Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Document Number	0000042543
Instrument Date	May 6, 2024
Instrument	2024042543
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Investor	Possibly a Property Investor

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 9, 2024
Property Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Document Number	0000042536
Instrument Date	May 6, 2024
Instrument	2024042536
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Investor	Possibly a Property Investor

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 9, 2024
Property Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Document Number	0000042544
Instrument Date	May 6, 2024
Instrument	2024042544
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Investor	Possibly a Property Investor

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 9, 2024
Property Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Document Number	0000042537
Instrument Date	May 6, 2024
Instrument	2024042537
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Investor	Possibly a Property Investor

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 9, 2024
Property Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Document Number	0000042539
Instrument Date	May 6, 2024
Instrument	2024042539
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Investor	Possibly a Property Investor

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 9, 2024
Property Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Document Number	0000042538
Instrument Date	May 6, 2024
Instrument	2024042538
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Investor	Possibly a Property Investor

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jun 3, 2024
Property Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Document Number	0000051668
Instrument Date	Apr 29, 2024
Instrument	2024051668
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 CUTOFF BND, MOUNT OLIVE, AL 35117-4004
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1121 Cutoff Bend was $2,990.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,990.00	$59,700	$298,500 Land $60,000 Building $238,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1121 Cutoff Bend in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1121 Cutoff Bend is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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