Effingham County property record for 1121 Collins Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,819 sqft · built 1976 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Nov 2019) |
| Tax Bill | $3,971 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-171-016 |
| Primary APN | 03-11-171-016 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,819 sqft Base Area |
| 1st Floor Area | 1,819 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 150 sqft |
| Street Address | 1121 COLLINS DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 56 COLLINS SUB 3515/211 3286/265 2724/158 2707/222 2587/163 667/311 |
| Legal Subdivision | COLLINS SUBDIVISION |
| Legal Lot Number | 56 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 950700 |
1121 Collins Dr is owned and occupied by an individual who bought it in November 2019.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1121 COLLINS DR, EFFINGHAM, IL 62401-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK |
| Mar 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on File |
| Deed Sale | Nov 26, 2019 · Amount on File |
| Prior Sale | Mar 20, 2017 · Amount on File |
| Deed Document Number | 20191904857 |
| Deed Book / Page | 3515 / 211 |
| Prior Transfer Date | Dec 5, 2011 |
| Prior Transfer Doc | 2787/155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Nov 26, 2019 |
| Property Address | 1121 COLLINS DR, EFFINGHAM, IL 62401-1621 |
| Document Number | 3515/211 |
| Book / Page | 3515 / 211 |
| Map Reference | MB 10 PG 41 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 201901904857 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1121 COLLINS DR, EFFINGHAM, IL 62401-1621 |
| Document Number | 201901904858 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 201901904858 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Mar 20, 2017 |
| Property Address | 1121 COLLINS DR, EFFINGHAM, IL 62401-1621 |
| Document Number | 3286/265 |
| Book / Page | 3286 / 265 |
| Map Reference | PLAT 4-BMB 10 PG 41 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 201701701246 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1121 COLLINS DR, EFFINGHAM, IL 62401-1621 |
| Document Number | 201701701247 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 201701701247 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1121 Collins Dr was $3,971 with a homeowner's exemption, down 7.3% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,971.00 (-7.35%) Homeowner's exemption | $76,490 (+10.01%) Land $13,050 Building $63,440 | $229,470 (+10.01%) Land $39,150 Building $190,320 |
| 2024 | $4,286.00 | $69,530 Land $11,860 Building $57,670 | $208,590 Land $35,580 Building $173,010 |
| 2022 | $3,438.00 Homeowner's exemption | $57,990 Land $9,890 Building $48,100 | $173,970 Land $29,670 Building $144,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1121 Collins Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1121 Collins Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures