Grayson County property record for 1121 Cole St, Howe, TX 75459
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,492 (Jul 2026) |
| Tax Bill | $1,259 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242 8601060 |
| Primary APN | 242 8601060 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Street Address | 1121 COLE ST |
|---|---|
| City | HOWE |
| State | TX |
| Zip | 75459-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOBLE RIDGE PHASE 1A, BLOCK D, LOT 1, ACRES 0.16 |
| Legal Subdivision | NOBLE RIDGE PHASE 1A |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 1801 |
Source: Grayson County assessment roll, as of August 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1121 COLE ST, HOWE, TX 75459-1825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Deed Document Number | 202619329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jul 31, 2026 |
| Property Address | 1121 COLE ST, HOWE, TX 75459-1825 |
| Document Number | 0000019329 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202619329 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1121 COLE ST, HOWE, TX 75459-1825 |
| Document Number | 0000019330, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202619330 |
| Name | VELOCIO MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000019331, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202619331 |
| Name | VELOCIO MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Howe Town |
| Unified School District | Howe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,259.00 | $42,429 Land $42,429 | $42,429 Land $42,429 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2006–2022) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Nov 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOWE serves 4,548 people · EPA ID TX0910013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
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