1121 Birch Dr, Elgin, IL 60120 Property Records

Cook County property record for 1121 Birch Dr, Elgin, IL 60120

Property Summary

Property Type	Apartments (5+ Units)
Details	32 bd · 12,638 sqft · built 1970
Lot Size	0.565 acres (24,627 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Jul 2021)
Tax Bill	$31,932 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-405-031`

Property Details

APN / Parcel Number

Primary APN	`06-18-405-031`
Alternative APNs	`06-18-405-031-0000` `06184050030000`

Interior

Bedrooms	32 Beds
Units	32 Units
Building Area	12,638 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	24,627 sqft (0.565 acres)

Location & Zoning

Street Address	1121 BIRCH DR
City	ELGIN
State	IL
Zip	60120-6876
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Range	9E
Legal Township	41N
Legal Section	18
Legal Subdivision	KINGS LANE
Legal Lot Number	1-4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	804405

Owner

Source: Cook County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 HILLTOP CT, LAKE BARRINGTON, IL 60010-1705
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CREDIT UNION
Jul 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Dec 6, 2007 · Amount on Record
Deed Document Number	202112532
Prior Transfer Date	Jul 13, 2006
Prior Transfer Doc	0000034086
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 5, 2026
Property Address	1121 BIRCH DR, ELGIN, IL 60120-6876
Document Number	0000022017
Instrument Date	May 29, 2026
Instrument	202622017
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0000022017,
Date	Jun 5, 2026
Instrument	202622017

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 27, 2021
Property Address	1121 BIRCH DR, ELGIN, IL 60120-6876
Document Number	0020812532
Instrument Date	Apr 18, 2021
Instrument	2120812532
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 BIRCH DR, ELGIN, IL 60120-6876

Mortgage

Document Number	0020812533
Date	Jul 27, 2021
Instrument	2120812533

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 1, 2026

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,200 (+7.45%) Land $9,851 Building $109,349	$1,192,000 (+7.45%) Land $98,510 Building $1,093,490
2023	$31,932.00 (+2.9%)
2022	$31,032.00	$110,933 Land $14,776 Building $96,157	$1,109,330 Land $147,760 Building $961,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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