Kenton County property record for 1121 Banklick St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,050 sqft · built 1890 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Sep 2020) |
| Tax Bill | $3,643 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jul 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-27-011.00 |
| Primary APN | 054-22-27-011.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,050 sqft Finished Area |
| Gross Area | 2,141 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Material | Slate |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 130 ft deep x 26 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1121 BANKLICK ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAP 1ST PT LOT 252 |
| Legal Subdivision | WESTERN BAPTIST THEO INST |
| Legal Phase | 1ST |
| Legal Lot Number | 252 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 60700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1121 Banklick St is owned and occupied by an individual who bought it in September 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1121 BANKLICK ST, COVINGTON, KY 41011-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Warranty Deed, Transfer · Conventional with PMI GUARDIAN SVGS BK |
| Jul 24, 2020 | Loan Modification, Mortgage HERITAGE BK |
| Aug 20, 2019 | Deed of Trust, Construction Loan · Construction Mortgage HERITAGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Prior Sale | Dec 22, 2014 · Amount on File |
| Deed Document Number | 20205900205 |
| Deed Book / Page | 46 / 669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 30, 2020 |
| Property Address | 1121 BANKLICK ST, COVINGTON, KY 41011-3032 |
| Document Number | 0000000205 |
| Book / Page | 000046 / 000669 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 205 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 MAIN ST #300 COVINGTON KY 410111502, 300, COVINGTON, KY 41011-1502 |
| Document Number | 206 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 00M105/000233 |
| Instrument | 206 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1121 BANKLICK ST, COVINGTON, KY 41011-3032 |
| Document Number | 0000000035 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 833 FLORENCE KY 410220833, FLORENCE, KY 41022-0833 |
| Document Number | 0000000035 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 000034/000959 |
| Instrument | 35 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41071 |
| Term | 12 Months |
|---|---|
| Due | Aug 2, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 20, 2019 |
| Property Address | 1121 BANKLICK ST, COVINGTON, KY 41011-3032 |
| Document Number | 0000000133 |
| Book / Page | 0C6734 / 000027 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 133 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 833 FLORENCE KY 410220833, FLORENCE, KY 41022-0833 |
| Document Number | 0000000133 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 0C6734/000027 |
| Instrument | 133 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41071 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 19, 2020 |
The 2025 property tax bill for 1121 Banklick St was $3,643.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,000 (-) Land $10,000 Building $265,000 | $275,000 (-) Land $10,000 Building $265,000 | |
| 2025 | $3,643.00 | $275,000 Land $5,000 Building $270,000 | $275,000 Land $5,000 Building $270,000 |
| 2023 | $3,663.00 | $275,000 Land $5,000 Building $270,000 | $275,000 Land $5,000 Building $270,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1121 Banklick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1121 Banklick St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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