11209 Palmillas Loop, Laredo, TX 78045 Property Records

Webb County property record for 11209 Palmillas Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,387 sqft · built 2019
Lot Size	0.119 acres (5,175 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,685 (Mar 2023)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`968-69003-540`

Property Details

APN / Parcel Number

Primary APN	`968-69003-540`
Alternative APN	`598825`

Interior

Stories	2 Stories
Building Area	2,387 sqft Living Area
Gross Area	2,786 sqft
1st Floor Area	1,060 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,175 sqft (0.119 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	116 sqft

Location & Zoning

Street Address	11209 PALMILLAS LOOP
City	LAREDO
State	TX
Zip	78045-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS SAN AGUSTIN, BLOCK 3, LOT 54, UNIT 6
Legal Subdivision	VILLAS SAN AGUSTIN
Legal Block	3
Legal Lot Number	54
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3006
Census Tract	1715

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11209 PALMILLAS LOOP, LAREDO, TX 78045-2821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Mar 2, 2023	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Sep 27, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	20231493046
Deed Book / Page	5423 / 377
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	004670/139
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	11209 PALMILLAS LOOP, LAREDO, TX 78045-2821
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11209 PALMILLAS LOOP, LAREDO, TX 78045-2821

Mortgage

Document Number	005423/396
Date	Mar 2, 2023
Book Page	5423/396
Instrument	1493048

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 28, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 2, 2023
Property Address	11209 PALMILLAS LOOP, LAREDO, TX 78045-2821
Document Number	005423/377
Book / Page	5423 / 377
Map Reference	VOL 36 PG 73&74
Instrument Date	Feb 27, 2023
Instrument	1493046
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11209 PALMILLAS LOOP, LAREDO, TX 78045-2821

Mortgage

Document Number	0001493047
Date	Mar 2, 2023
Instrument	1493047

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	11209 PALMILLAS LOOP, LAREDO, TX 78045-2821
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4980/697
Date	Mar 19, 2021
Book Page	4980/697
Instrument	1422267

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 27, 2019
Property Address	11209 PALMILLAS LOOP, LAREDO, TX 78045-2821
Document Number	004670/139
Book / Page	4670 / 139
Map Reference	VOL 36 PG 73-75
Instrument Date	Sep 25, 2019
Instrument	1372957
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11209 PALMILLAS LOOP, LAREDO, TX 78045-2821

Mortgage

Document Number	0001372958
Date	Sep 27, 2019
Instrument	1372958

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,000 (-2.56%) Land $49,525 Building $267,475	$317,000 (-2.56%) Land $49,525 Building $267,475
2025	$1,646.00 (-14.18%) Homeowner's exemption	$325,320 (+9.08%) Land $49,525 Building $275,795	$325,320 (+9.08%) Land $49,525 Building $275,795
2024	$1,918.00 (+16.88%)
2023		$298,231 Land $39,951 Building $258,280	$298,231 Land $39,951 Building $258,280
2022	$1,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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