11209 16th St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 11209 16th St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 1,490 sqft · built 2004
Lot Size	0.049 acres (2,162 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Jul 2018)
Tax Bill	$2,596 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-266-004010`

Property Details

APN / Parcel Number

Primary APN	`114-266-004010`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,490 sqft Living Area
1st Floor Area	978 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	2,162 sqft (0.049 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11209 16TH ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-120 RANGE-024 THE FIELDS OF ST MICHAEL 5TH A LOT-001 BLOCK-004 -001 BLOCK-004
Legal Range	024
Legal Township	120
Legal Section	25
Legal Subdivision	THE FIELDS OF ST MICHAEL
Legal Block	4
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2022
Census Tract	100805

Owner

Source: Wright County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11209 16TH ST NE, SAINT MICHAEL, MN 55376-4217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 6, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Dec 3, 2004 · Amount on Record
Deed Document Number	20181374169
Prior Transfer Date	Nov 3, 2004
Prior Transfer Doc	0000093022
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	Sep 17, 2026
Property Address	11209 16TH ST NE, SAINT MICHAEL, MN 55376-4217
Document Number	0001612515
Instrument Date	Sep 1, 2026
Instrument	20261612515
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11209 16TH ST NE, SAINT MICHAEL, MN 55376-4217

Mortgage

Document Number	0001612515,
Date	Sep 17, 2026
Instrument	20261612515

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2056

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	11209 16TH ST NE, SAINT MICHAEL, MN 55376-4217
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001489460
Date	Nov 4, 2021
Instrument	1489460

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 6, 2018
Property Address	11209 16TH ST NE, SAINT MICHAEL, MN 55376-4217
Document Number	0001374169
Instrument Date	Jun 28, 2018
Instrument	1374169
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CUSTOM TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11209 16TH ST NE, SAINT MICHAEL, MN 55376-4217

Mortgage

Document Number	0001374171
Date	Jul 6, 2018
Instrument	1374171

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,596.00 (-4.49%)	$237,700 (-1.25%) Land $30,000 Building $207,700	$237,700 (-1.25%) Land $30,000 Building $207,700
2025		$240,700 (-4.22%) Land $31,000 Building $209,700	$240,700 (-4.22%) Land $31,000 Building $209,700
2023	$2,718.00 (+6.76%)	$251,300 Land $30,300 Building $221,000	$251,300 Land $30,300 Building $221,000
2022	$2,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Xfinity.

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