Mecklenburg County property record for 11208 Harmony Ct, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,246 sqft · built 2005 |
| Lot Size | 0.292 acres (12,732 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $201,000 (Feb 2006) |
| Tax Bill | $3,760 (2023) |
| Deeds & Mortgages | Jul 2022 Mortgage Nov 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193-345-26 |
| Primary APN | 193-345-26 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,246 sqft Heated Area |
| Gross Area | 2,690 sqft |
| 1st Floor Area | 990 sqft |
| Upper Floors Area | 1,182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,732 sqft (0.292 acres) |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 56 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 193-345-26 |
|---|---|
| Street Address | 11208 HARMONY CT |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-7658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L91 M43-917 |
| Legal Subdivision | WYNCHASE PH 02 MAP 01 |
| Legal Lot Number | 91 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5722 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11208 HARMONY CT, MATTHEWS, NC 28105-7658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 25, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2006 · Amount on Record |
| Deed Sale | Feb 21, 2006 · Amount on Record |
| Deed Document Number | 0020039711 |
| Deed Book / Page | 20039 / 711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11208 HARMONY CT, MATTHEWS, NC 28105-7658 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000102764 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 37495/679 |
| Instrument | 2022102764 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11208 HARMONY CT, MATTHEWS, NC 28105-7658 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 11208 HARMONY CT, MATTHEWS, NC 28105-7658 |
| Investor | Possibly a Property Investor |
| Document Number | 0000113574 |
|---|---|
| Date | Nov 26, 2024 |
| Book Page | 39232/353 |
| Instrument | 2024113574 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Rate | 5.45% |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2029 |
| Min Rate At Change | 3.45% |
| Max Rate At Change | 7.45% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11208 HARMONY CT, MATTHEWS, NC 28105-7658 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000093070 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 32854/208 |
| Instrument | 2018093070 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28216 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11208 HARMONY CT, MATTHEWS, NC 28105-7658 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000043237 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 34410/485 |
| Instrument | 2020043237 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2040 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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