11208 E 18th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11208 E 18th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,252 sqft · built 1969
Lot Size	0.266 acres (11,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,000 (Dec 2019)
Tax Bill	$6,013 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2023 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`45282.2215`

Property Details

APN / Parcel Number

Primary APN	`45282.2215`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,252 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	1,352 sqft
Basement Area	1,008 sqft
Finished Basement	900 sqft
Unfinished Basement	108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,570 sqft (0.266 acres)
Lot Dimensions	130 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	156 sqft
Patio Area	48 sqft
Canopy	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	11208 E 18TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	KOKOMO TOWNSITE L4 & E39FT OF L5 B6
Legal Subdivision	KOKOMO TOWNSITE
Legal Block	6
Legal Lot Number	4,5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1007
Census Tract	12802

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Nov 1, 2023	Transfer on Death Deed, Transfer
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Jul 12, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jan 30, 2019	Deed of Trust, Mortgage · Conventional with PMI MICHAEL P GERMANO
Jan 30, 2019	Warranty Deed, Transfer MICHAEL P GERMANO
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	20196874831
Last Transfer Date	Oct 31, 2023
Transfer Doc	0007316801
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007144180
Date	Oct 29, 2021
Instrument	7144180

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007275806
Date	Mar 30, 2023
Instrument	7275806

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 1, 2023
Property Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619
Document Number	0007316801
Instrument Date	Oct 31, 2023
Instrument	7316801
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007004446
Date	Dec 7, 2020
Instrument	7004446

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 17, 2019
Property Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619
Document Number	0006874831
Map Reference	VOL J PG 50
Instrument Date	Nov 6, 2019
Instrument	6874831
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,626.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619

Mortgage

Document Number	0006874832
Date	Dec 17, 2019
Instrument	6874832

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 12, 2019
Property Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619
Document Number	0006821787
Instrument Date	Jul 12, 2019
Instrument	6821787
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,691.26
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11919 E BUCKEYE AVE SPOKANE VALLEY WA 992062624, SPOKANE VALLEY, WA 99206-2624

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619
Document Number	0006779846
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2718 N FOX LN SPOKANE VALLEY WA 992066102, SPOKANE VALLEY, WA 99206-6102

Mortgage

Document Number	0006779846
Date	Feb 4, 2019
Instrument	6779846

Lender

Name	MICHAEL P GERMANO
Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 30, 2019
Property Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619
Document Number	0006778965
Instrument Date	Jan 30, 2019
Instrument	6778965
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,652.10
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2718 N FOX LN SPOKANE VALLEY WA 992066102, SPOKANE VALLEY, WA 99206-6102

Mortgage

Document Number	6778966
Date	Jan 30, 2019
Instrument	6778966

Lender

Name	MICHAEL P GERMANO
Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11208 E 18TH AVE, SPOKANE VALLEY, WA 99206-5619
Document Number	0006616067
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11208 E 18TH AVE SPOKANE VALLEY WA 992065619, SPOKANE VALLEY, WA 99206-5619

Mortgage

Document Number	0006616067
Date	Jun 28, 2017
Instrument	6616067

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SEATTLE, WA 98118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,013.00 (+5.29%)	$523,900 (+11%) Land $120,000 Building $403,900	$523,900 (+11%) Land $120,000 Building $403,900
2025	$5,711.00 (+19.35%)
2024		$472,000 (+25.63%) Land $90,000 Building $382,000	$472,000 (+25.63%) Land $90,000 Building $382,000
2023	$4,785.00 (+2.59%)	$375,700 Land $60,000 Building $315,700	$375,700 Land $60,000 Building $315,700
2022	$4,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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