11206 Cook Rd, Gaines, MI 48436 Property Records

Genesee County property record for 11206 Cook Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,133 sqft · built 1999
Lot Size	11.2 acres (487,872 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Dec 2010)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`10-20-400-006`

Property Details

APN / Parcel Number

Primary APN	`10-20-400-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,133 sqft Living Area
1st Floor Area	2,133 sqft
Basement Area	2,133 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	487,872 sqft (11.2 acres)
Garage Area	1,644 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11206 COOK RD
City	GAINES
State	MI
Zip	48436-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	A PARCEL OF LAND BEG AT S 1/4 COR OF SEC TH E 330 FT TH N 00 DEG 13 MIN 07 SEC E 230 FT TO ELY BANK OF JONES CREEK TH ON A
Legal Range	05E
Legal Township	06N
Legal Section	20
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2002
Census Tract	12801

Owner

11206 Cook Rd is owned and occupied by an individual who acquired it in January 2016.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 552, GAINES, MI 48436-0552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2010 · Amount on File
Deed Sale	Dec 13, 2010 · Amount on File
Prior Sale	Sep 9, 2009 · Amount on File
Deed Document Number	201082589
Last Transfer Date	Jan 22, 2016
Transfer Doc	0000001010
Record Updated	Oct 29, 2026

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jan 5, 2017
Property Address	11206 COOK RD, GAINES, MI 48436-9742
Document Number	0000001010
Instrument Date	Jan 22, 2016
Instrument	201701050001010
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11206 COOK RD, 11206, GAINES, MI 48436-9742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11206 COOK RD, GAINES, MI 48436-9742

Mortgage

Document Number	0000001011
Date	Jan 5, 2017
Instrument	201701050001011

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 11206 Cook Rd was $4,740 with a homeowner's exemption, up 2.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,300 (+6.1%) Land $45,600 Building $185,700	$462,600 (+6.1%) Land $91,200 Building $371,400
2025	$4,740.00 (+2.78%) Homeowner's exemption	$218,000	$436,000
2024	$4,612.00
2023		$194,000	$388,000
2019	$3,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11206 Cook Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11206 Cook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lennon Telephone Company Cable	400 / 10
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3