Calvert County property record for 11205 Ruby Ct, Lusby, MD 20657 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,472 sqft Total Area |
| Lot Size | 23,052 sqft (0.529 acres) |
| Garage | Mixed, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $391,600 (2018) |
| Tax Bill | $5,410.00 (2025) |
| Primary APN | 01-246615 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,472 sqft Total Area |
| Basement Area | 1,186 sqft Basement |
| Finished Basement | 1,186 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stone Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,052 sqft (0.529 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 276 sqft Deck |
| Porch Area | 126 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 246615 |
|---|---|
| Street Address | 11205 RUBY CT |
| City | LUSBY |
| State | MD |
| Zip | 20657-4036 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 31 PLAT 2 HIDDEN TREASURE |
| Legal Subdivision | PLAT 2 HIDDEN TREASURE |
| Legal Lot Number | 31 |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 1, SOLOMONS ISLAND |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 861004 |
Source: Calvert County records · APN 01-246615
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11205 RUBY CT, LUSBY, MD 20657-4036 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Jun 01, 2018 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2018 · Amount on Record |
| Deed Sale | Jun 01, 2018 · Amount on Record |
| Prior Sale | Jul 07, 2010 · Amount on Record |
| Deed Book / Page | 5196 / 496 |
| Prior Transfer Date | Nov 02, 2012 |
| Prior Transfer Doc | 0342570598 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 11205 RUBY CT, LUSBY, MD 20657-4036 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11205 RUBY CT, LUSBY, MD 20657-4036 |
| Document Number | 0064350012 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 6435/12 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 05, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 11205 RUBY CT, LUSBY, MD 20657-4036 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TRUSTED TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0055690321 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 5569/321 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 01, 2018 |
| Property Address | 11205 RUBY CT, LUSBY, MD 20657-4036 |
| Document Number | 0051960496 |
| Book / Page | 5196 / 496 |
| Map Reference | MB3 PL109 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,958.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 11205 RUBY CT, LUSBY, MD 20657-4036 |
| Document Number | 0005196501 |
|---|---|
| Date | Jun 01, 2018 |
| Instrument | 5196/501 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,410.00 (+25.78%) | $480,800 (+16.14%) | $514,200 (+24.2%) Land $114,100 Building $400,100 |
| 2023 | $4,301.00 | $414,000 Land $114,100 Building $299,900 | $414,000 Land $114,100 Building $299,900 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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