11205 Gambrill Park Rd, Frederick, MD 21702 Property Records

Frederick County property record for 11205 Gambrill Park Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,700 sqft · built 1988
Lot Size	12 acres (525,769 sqft)
Owner	2 Individual Names on File
Last Sale	$439,900 (Nov 2011)
Tax Bill	$7,201 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-406852`

Property Details

APN / Parcel Number

Primary APN	`20-406852`
Alternative APN	`406852`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,700 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	2,700 sqft
Attic	Attic
Attic Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	525,769 sqft
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	130 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	406852
Street Address	11205 GAMBRILL PARK RD
City	FREDERICK
State	MD
Zip	21702-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	12.61 ACRES E/S GAMBRILL PARK ROAD
Legal Subdivision	MURDOCKS MOUNTAIN
Legal Lot Number	8
Jurisdiction	FREDERICK MD
Township / Civil Division	20, LEWISTOWN
Census Block Group	1
Census Block	1000
Census Tract	751301

Owner

11205 Gambrill Park Rd is owned and occupied by two individuals who bought it in November 2011.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11205 GAMBRILL PARK RD, FREDERICK, MD 21702-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2011 · Amount on File
Deed Sale	Nov 22, 2011 · Amount on File
Prior Sale	Nov 22, 2011 · Amount on File
Deed Book / Page	8619 / 79
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11205 GAMBRILL PARK RD, FREDERICK, MD 21702-1625
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11205 GAMBRILL PARK RD, FREDERICK, MD 21702-1625

Mortgage

Document Number	0175660058
Date	Oct 22, 2025
Book Page	17566/58

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11205 GAMBRILL PARK RD, FREDERICK, MD 21702-1625
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0119920022
Date	Aug 22, 2017
Book Page	11992/0022
Instrument	11992-0022

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11205 GAMBRILL PARK RD, FREDERICK, MD 21702-1625
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11205 GAMBRILL PARK RD, FORT DETRICK, MD 21702-1625

Mortgage

Document Number	0146700460
Date	Mar 18, 2021
Book Page	14670/460

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,300 (+18.04%)	$698,100 (+19.76%) Land $242,700 Building $455,400
2025	$7,201.00 (+14.65%)
2023	$6,281.00 Homeowner's exemption	$526,367	$582,900 Land $181,200 Building $401,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11205 Gambrill Park Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1981–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11205 Gambrill Park Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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