Sumter County property record for 11203 Roz Way, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 3,333 sqft · built 2015 |
| Lot Size | 0.373 acres (16,257 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $522,000 (Feb 2020) |
| Tax Bill | $6,179 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Oct 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181823D18B245 |
| Primary APN | 181823D18B245 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,333 sqft Living Area |
|---|---|
| Gross Area | 4,123 sqft |
| 1st Floor Area | 2,910 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Lot Area | 16,257 sqft (0.373 acres) |
| Garage Type | Attached |
| Garage Area | 1,213 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 713 sqft |
| Street Address | 11203 ROZ WAY |
|---|---|
| City | OXFORD |
| State | FL |
| Zip | 34484-3498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 245 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | OXFORD OAKS PHASE ONE |
| Legal Lot Number | 245 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 910100 |
11203 Roz Way is owned and occupied by two individuals who bought it in February 2020.
Source: Sumter County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11203 ROZ WAY, OXFORD, FL 34484-3498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Oct 30, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on File |
| Deed Sale | Feb 12, 2020 · Amount on File |
| Prior Sale | Nov 3, 2015 · Amount on File |
| Deed Document Number | 20206300 |
| Deed Book / Page | 3703 / 568 |
| Prior Transfer Date | Oct 29, 2019 |
| Prior Transfer Doc | 0036490381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Feb 12, 2020 |
| Property Address | 11203 ROZ WAY, OXFORD, FL 34484-3498 |
| Document Number | 0037030568 |
| Book / Page | 3703 / 0568 |
| Map Reference | MB 15 PG 25&25A-25D |
| Instrument Date | Jan 31, 2020 |
| Instrument | 202060006300 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,654.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5572 HENRY LOOP, 5572, THE VILLAGES, FL 32163-5212 |
| Name | Verified Name |
|---|---|
| Address | 11203 ROZ WAY, OXFORD, FL 34484-3498 |
| Document Number | 0037030569 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 3703/0569 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Oct 30, 2019 |
| Property Address | 11203 ROZ WAY, OXFORD, FL 34484-3498 |
| Document Number | 0036490381 |
| Book / Page | 003649 / 000381 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 60042069 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11203 ROZ WAY OXFORD FL 344843498, OXFORD, FL 34484-3498 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 11203 ROZ WAY, OXFORD, FL 34484-3498 |
| Document Number | 0032630696 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 11203 ROZ WAY OXFORD FL 344843498, OXFORD, FL 34484-3498 |
| Document Number | 0032630696 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 003263/000696 |
| Instrument | 60018583 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11203 Roz Way was $6,179 with a homeowner's exemption, up 5.8% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,179.00 (+5.8%) Homeowner's exemption | $467,460 | $587,810 Land $40,640 Building $547,170 |
| 2024 | $5,840.00 (+7.85%) | ||
| 2023 | $5,415.00 (+2.05%) Additional exemption filed | $441,060 (+3%) | $524,800 (+14.62%) Land $40,640 Building $484,160 |
| 2022 | $5,306.00 Homeowner's exemption | $428,220 | $457,850 Land $20,000 Building $437,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11203 Roz Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11203 Roz Way is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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