Orange County property record for 11202 Willow Gardens Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,301 sqft · built 1994 |
| Lot Size | 0.657 acres (28,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Mar 2009) |
| Tax Bill | $9,854 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-28-9323-00-110 |
| Primary APN | 06-23-28-9323-00-110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,301 sqft Living Area |
| Gross Area | 5,773 sqft |
| 1st Floor Area | 4,301 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 28,610 sqft (0.657 acres) |
| Garage Type | Attached |
| Garage Area | 706 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 846 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11202 WILLOW GARDENS DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | WILLOWS AT LAKE RHEA PHASE 3 31/50 LOT 11 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 06 |
| Legal Subdivision | WILLOWS AT LAKE RHEA PH 3 |
| Legal Phase | 3 |
| Legal Tract | 9323 |
| Legal Lot Number | 11 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 17120 |
11202 Willow Gardens Dr is owned and occupied by two individuals who bought it in March 2009.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11202 WILLOW GARDENS DR, WINDERMERE, FL 34786-6019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2009 · Amount on File |
| Deed Sale | Mar 2, 2009 · Amount on File |
| Prior Sale | Apr 18, 2007 · Amount on File |
| Deed Document Number | 2009123810 |
| Deed Book / Page | 9836 / 5239 |
| Prior Transfer Date | Jan 9, 2009 |
| Prior Transfer Doc | 0000033716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11202 WILLOW GARDENS DR, WINDERMERE, FL 34786-6019 |
| Document Number | 0000652713 |
| Instrument Date | Oct 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 11202 WILLOW GARDENS DR WINDERMERE FL 347866019, WINDERMERE, FL 34786-6019 |
| Document Number | 0000652713 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 652713 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11202 Willow Gardens Dr was $9,854, up 3.1% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $602,430 (+2.7%) | $1,068,430 (-1.5%) Land $200,000 Building $868,430 | |
| 2025 | $9,854.00 (+3.13%) Homeowner's exemption | $586,592 | $1,084,660 Land $200,000 Building $884,660 |
| 2024 | $9,555.00 (+3.24%) | ||
| 2023 | $9,255.00 (+2.91%) Homeowner's exemption | $553,456 (+3%) | $982,463 (+28.07%) Land $200,000 Building $782,463 |
| 2022 | $8,993.00 Homeowner's exemption | $537,336 | $767,102 Land $160,000 Building $607,102 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11202 Willow Gardens Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11202 Willow Gardens Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Summit Broadband, Xfinity.
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