11201 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 11201 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,014 sqft · built 2007
Lot Size	0.004 acres (183 sqft)
Owner	2 Individual Names on File
Last Sale	$166,000 (Aug 2022)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T082000780`

Property Details

APN / Parcel Number

Primary APN	`T082000780`
Alternative APN	`4-0036-A477-21-002B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	183 sqft (0.004 acres)
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T082000780
Street Address	11201 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7536
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERR #11 LOT 2B
Legal Subdivision	SPRINGHURST TERR #11
Legal Lot Number	2B
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312207

Owner

11201 Spring Creek Ln, a condominium, is owned by two individuals who bought it in August 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 CHESTNUT CREEK XING, O FALLON, MO 63368-7106
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Jan 26, 2021 · Amount on File
Deed Document Number	202242490
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	11201 SPRING CREEK LN, O FALLON, MO 63368-7536
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11201 SPRING CREEK LN, O FALLON, MO 63368-7536

Mortgage

Document Number	0000073451
Date	Oct 1, 2020
Instrument	2020R-073451

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 1, 2022
Property Address	11201 SPRING CREEK LN, O FALLON, MO 63368-7536
Document Number	0000042490
Map Reference	MB 45 PG 103
Instrument Date	Jul 28, 2022
Instrument	2022R-042490
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 COTTON JESSE DRIVE, WINFIELD, MO 63389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CHESTNUT CREEK XING, DARDENNE PRAIRIE, MO 63368-7106

Mortgage

Document Number	0000042491
Date	Aug 1, 2022
Instrument	2022R-042491

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 26, 2021
Property Address	11201 SPRING CREEK LN, O FALLON, MO 63368-7536
Document Number	0000007373
Map Reference	MB 4506 PG 535
Instrument Date	Jan 22, 2021
Instrument	2021R-007373
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 GUNSTON HALL DR, 120, SAINT CHARLES, MO 63304-1045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11201 SPRING CREEK LN # 2, 2, O FALLON, MO 63368-7536

Mortgage

Document Number	0000007374
Date	Jan 26, 2021
Instrument	2021R-007374

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11201 Spring Creek Ln was $2,275.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,540 (-)	$181,790 (-) Building $181,790
2025	$2,275.00	$34,540	$181,790
2023		$30,147
2022			$158,670 Building $158,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11201 Spring Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11201 Spring Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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