11200 Oak Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 11200 Oak Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,788 sqft · built 1971
Lot Size	0.98 acres (42,689 sqft)
Owner	Company Name on Record
Tax Bill	$3,838 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-330-037-00`

Property Details

APN / Parcel Number

Primary APN	`004-330-037-00`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	300 ft deep x 142 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11200 OAK AVE
City	THREE RIVERS
State	MI
Zip	49093-8214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	PT OF LOTS 37 38 & 44 SANDY HARBOR SEC 29 T6S R12W & UNPLATTED LD IN W 1/2 NW 1/4 SEC 29. ALSO PT OF VACATED KNOB LANE DESC A
Legal Range	12W
Legal Township	06S
Legal Section	29
Legal Subdivision	OAKLAND SUB
Legal Lot Number	5,36-37
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	4
Census Block	4011
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11200 OAK AVE, THREE RIVERS, MI 49093-8214
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
May 12, 2020	Intrafamily Transfer, Transfer MTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2003
Deed Sale	Mar 17, 2003
Prior Sale	Jun 8, 1994
Deed Book / Page	1523 / 302
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	11200 OAK AVE, THREE RIVERS, MI 49093-8214
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11200 OAK AVE, THREE RIVERS, MI 49093-8214

Mortgage

Document Number	2020001586
Date	May 12, 2020
Instrument	2020001586

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	May 12, 2020
Property Address	11200 OAK AVE, THREE RIVERS, MI 49093-8214
Document Number	2020001587
Instrument Date	May 7, 2020
Instrument	2020001587
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	MTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11200 OAK AVE, THREE RIVERS, MI 49093-8214

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,800 (+17.17%) Land $17,800 Building $163,000	$361,600 (+17.17%) Land $35,600 Building $326,000
2025	$3,838.00	$154,300 (+27.73%) Land $14,500 Building $139,800	$308,600 (+27.73%) Land $29,000 Building $279,600
2023		$120,800 Land $13,000 Building $107,800	$241,600 Land $26,000 Building $215,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2008)
Most Recent Claim	Sep 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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