1120 Winchester Rd, Galion, OH 44833 Property Records

Crawford County property record for 1120 Winchester Rd, Galion, OH 44833

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,992 sqft · built 1950
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jan 2020)
Tax Bill	$2,183 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`31-0008536.000`

Property Details

APN / Parcel Number

Primary APN	`31-0008536.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	746 sqft
Unfinished Basement	746 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	32,670 sqft (0.75 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1120 WINCHESTER RD
City	GALION
State	OH
Zip	44833-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTSW1/4NW1/4 BK 1050 PG 89 PB PG
Legal Tract	16
Legal Lot Number	873
Jurisdiction	CRAWFORD OH
Township / Civil Division	POLK
Census Block Group	2
Census Block	2014
Census Tract	975200

Owner

Source: Crawford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 WINCHESTER RD, GALION, OH 44833-1544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF OHIO
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jan 20, 2026	Transfer on Death Deed, Transfer
Apr 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FEDERAL BANK OF OHIO
Jan 31, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Nov 1, 2019	Deed, Transfer SOJOURNERS TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	2020211377
Deed Book / Page	1038 / 539
Last Transfer Date	Apr 15, 2022
Transfer Doc	0001050/89
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Recording Date	Aug 7, 2026
Property Address	1120 WINCHESTER RD, GALION, OH 44833-1544
Document Number	0000003490
Book / Page	1070 / 1603
Instrument Date	Jul 23, 2026
Instrument	20263490
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	BANKERS ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 WINCHESTER RD, GALION, OH 44833-1544

Mortgage

Document Number	0000003490,
Date	Aug 7, 2026
Book Page	1070/1603
Instrument	20263490

Lender

Name	FIRST FEDERAL BANK OF OHIO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	1120 WINCHESTER RD, GALION, OH 44833-1544
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 WINCHESTER RD, GALION, OH 44833-1544
Investor	Possibly a Property Investor

Mortgage

Document Number	01065/3685
Date	Sep 19, 2025
Book Page	1065/3685
Instrument	202500003954

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jun 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	1120 WINCHESTER RD, GALION, OH 44833-1544
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 WINCHESTER RD, GALION, OH 44833-1544
Investor	Possibly a Property Investor

Mortgage

Document Number	01064/5460
Date	Jul 31, 2025
Book Page	1064/5460
Instrument	202500003118

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CRAWFORD OH
Recording Date	Jan 20, 2026
Property Address	1120 WINCHESTER RD, GALION, OH 44833-1544
Document Number	01067/1726
Book / Page	1067 / 1726
Instrument Date	May 21, 2025
Instrument	202600000234
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 WINCHESTER RD, GALION, OH 44833-1544

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD OH
Recording Date	Apr 22, 2022
Property Address	1120 WINCHESTER RD, GALION, OH 44833-1544
Document Number	0001050/89
Book / Page	1050 / 89
Instrument Date	Apr 15, 2022
Instrument	202200225901
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BARRISTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1120 WINCHESRTER RD, GALION, OH 44833-1544

Mortgage

Document Number	202200225902
Date	Apr 22, 2022
Instrument	202200225902

Lender

Name	FIRST FEDERAL BANK OF OHIO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD OH
Recording Date	Jan 31, 2020
Property Address	1120 WINCHESTER RD, GALION, OH 44833-1544
Document Number	01038/0539
Book / Page	1038 / 0539
Instrument Date	Jan 17, 2020
Instrument	202000211377
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 WINCHESTER RD, GALION, OH 44833-1544

Mortgage

Document Number	202000211378
Date	Jan 31, 2020
Instrument	202000211378

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAWFORD OH
Recording Date	Nov 1, 2019
Property Address	1120 WINCHESTER RD, GALION, OH 44833-1544
Document Number	01037/0550
Book / Page	1037 / 0550
Instrument Date	Oct 23, 2019
Instrument	201900209987
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	SOJOURNERS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 LAKESIDE DR, ODENVILLE, AL 35120-3903

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Crawford County
County Subdivision	Polk Township
Unified School District	Galion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,183.00 (-0.27%)	$59,510 (-) Land $5,510 Building $54,000	$170,030 (-) Land $15,740 Building $154,290
2024	$2,189.00 (+16.44%) Homeowner's exemption	$59,510 (+46.4%) Land $5,510 Building $54,000	$170,030 (+46.4%) Land $15,740 Building $154,290
2023	$1,880.00 (+10.65%) Homeowner's exemption Additional exemption filed	$40,650 (+15.68%) Land $3,210 Building $37,440
2022	$1,699.00 Additional exemption filed	$35,140 Land $3,210 Building $31,930
2021			$116,140 Land $9,170 Building $106,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALION CITY serves 10,453 people · EPA ID OH1700211
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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