1120 Willow St, Germanton, NC 27019 Property Records

Stokes County property record for 1120 Willow St, Germanton, NC 27019

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1950
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (Oct 2022)
Tax Bill	$1,120 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`693111566101`

Property Details

APN / Parcel Number

Primary APN	`693111566101`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Heated Area
1st Floor Area	1,000 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Porch	Slab
Canopy	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1120 WILLOW ST
City	GERMANTON
State	NC
Zip	27019-9159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Jurisdiction	STOKES NC
Township / Civil Division	MEADOWS
Census Block Group	2
Census Block	2018
Census Tract	70600

Owner

1120 Willow St is owned and occupied by two individuals who bought it in October 2022.

Source: Stokes County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1120 WILLOW ST, GERMANTON, NC 27019-9159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Deed Document Number	20225503
Deed Book / Page	756 / 1937
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Oct 3, 2022
Property Address	1120 WILLOW ST, GERMANTON, NC 27019-9159
Document Number	00756/1937
Book / Page	756 / 1937
Instrument Date	Oct 2, 2022
Instrument	5503
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6810 GERMANTON RD, 6810, GERMANTON, NC 27019-9538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 WILLOW ST, GERMANTON, NC 27019-9159

Mortgage

Document Number	0000005504
Date	Oct 3, 2022
Instrument	5504

Lender

Name	ADVANTAGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1120 Willow St was $1,120.

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,120.00	$156,700 Land $17,600 Building $139,100	$156,700 Land $17,600 Building $139,100
2023	$717.00	$96,900 (+1.89%) Land $14,300 Building $82,600	$96,900 (+1.89%) Land $14,300 Building $82,600
2022	Additional exemption filed	$95,100 Land $14,300 Building $80,800	$95,100 Land $14,300 Building $80,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Willow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOKES COUNTY WATER & SEWER AUTH serves 420 people · EPA ID NC0285025
Water Source	Purchased surface water from CITY OF WINSTON-SALEM
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: RiverStreet Networks.

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