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1120 White Moss Ln, Celebration (Kissimmee), FL 34747 Property Records

Osceola County property record for 1120 White Moss Ln, Celebration, FL 34747

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,416 sqft · built 2001
Lot Size0.088 acres (3,833 sqft)
Owner2 Company Names on Record
Last Sale$420,000 (Feb 2021)
Tax Bill$6,117 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-25-28-2833-0001-0980

Property Details

APN / Parcel Number

Primary APN07-25-28-2833-0001-0980
Alternative APNs
  • 252807283300010980
  • 10073

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,416 sqft Living Area
Gross Area1,953 sqft
1st Floor Area1,416 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area3,833 sqft (0.088 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area119 sqft
Deck Area126 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1120 WHITE MOSS LN
CityKISSIMMEE
StateFL
Zip34747-4314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPUD
Legal DescriptionCELEBRATION ROSEVILLE CORNER PB 12 PG 62-69 LOT 98
Legal Range28E
Legal Township25S
Legal Section07
Legal SubdivisionCELEBRATION ROSEVILLE CORNER
Legal Tract2833
Legal Block980
Legal Lot Number98
JurisdictionOSCEOLA FL
Township / Civil DivisionKISSIMMEE
Census Block Group2
Census Block2030
Census Tract40808

Owner

Source: Osceola County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address1120 WHITE MOSS LN, CELEBRATION, FL 34747-4314
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING
Feb 14, 2023Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Jul 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
DITECH FINANCIAL LLC
Feb 2, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2021 · Amount on Record
Deed SaleFeb 2, 2021 · Amount on Record
Prior SaleAug 27, 2002 · Amount on Record
Deed Document Number202114607
Deed Book / Page5882 / 975
Prior Transfer DateSep 12, 2000
Prior Transfer Doc1792001653
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateMay 19, 2026
Property Address1120 WHITE MOSS LN, KISSIMMEE, FL 34747-4314
Document Number0000065841
Book / Page6973 / 2033
Instrument DateMay 13, 2026
Instrument202665841
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address1120 WHITE MOSS LN, KISSIMMEE, FL 34747-4314

Mortgage

Document Number0000065841,
DateMay 19, 2026
Book Page6973/2033
Instrument202665841
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1120 WHITE MOSS LN, CELEBRATION, FL 34747-4314
Transaction TypeMortgage
Record UpdatedMar 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 WHITE MOSS LN, CELEBRATION, FL 34747-4314

Mortgage

Document Number0063572818
DateFeb 14, 2023
Book Page6357/2818
Instrument2023017813
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMar 7, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1120 WHITE MOSS LN, CELEBRATION, FL 34747-4314
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051851790
DateJul 27, 2017
Book Page5185/1790
Instrument2017109003
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 2, 2021
Property Address1120 WHITE MOSS LN, CELEBRATION, FL 34747-4314
Document Number0058820975
Book / Page5882 / 975
Map ReferenceMB 12 PG 62
Instrument DateJan 29, 2021
Instrument2021014607
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1370 CELEBRATION BLVD APT 305, 1370, CELEBRATION, FL 34747-5558

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1120 WHITE MOSS LN, CELEBRATION, FL 34747-4314

Mortgage

Document Number0005882977
DateFeb 2, 2021
Instrument5882/977
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,117.00 (+8.61%) Homeowner's exemption$421,398 (+5.99%)$503,800 (+6.22%) Land $113,000 Building $390,800
2023$5,632.00 (+4.14%) Homeowner's exemption$397,595 (+3.08%)$474,300 (+19.62%) Land $73,400 Building $400,900
2022$5,408.00 Homeowner's exemption$385,724$396,500 Land $62,200 Building $334,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		1,200 / 35
Alteva of Warwick
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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