Hamilton County property record for 1120 Wellspring Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,405 sqft · built 1959 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,500 (Aug 2017) |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0233-0144-00 |
| Primary APN | 590-0233-0144-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,405 sqft Living Area |
| 1st Floor Area | 1,405 sqft |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 200 ft deep x 78 ft wide |
| Patio Area | 361 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1120 WELLSPRING DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WELLSPRING DR 78 X 200 IRR LOT 67 COUNTRY LANES SUB BLK A |
| Legal Subdivision | COUNTRY LANES SUB |
| Legal Block | A |
| Legal Lot Number | 67 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 22101 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1120 WELLSPRING DR, CINCINNATI, OH 45231-3647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 17, 2017 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2017 · Amount on Record |
| Deed Sale | Aug 17, 2017 · Amount on Record |
| Prior Sale | May 24, 2013 · Amount on Record |
| Deed Document Number | 17-0074835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1120 WELLSPRING DR, CINCINNATI, OH 45231-3647 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1120 WELLSPRING DR, CINCINNATI, OH 45231-3647 |
| Document Number | 0000043928 |
|---|---|
| Date | Jun 27, 2024 |
| Book Page | 15196/1059 |
| Instrument | 2024-0043928 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1120 WELLSPRING DR, CINCINNATI, OH 45231-3647 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1120 WELLSPRING DR, CINCINNATI, OH 45231-3647 |
| Investor | Possibly a Property Investor |
| Document Number | 0000070853 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 14711/1056 |
| Instrument | 2022-0070853 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 17, 2017 |
| Property Address | 1120 WELLSPRING DR, CINCINNATI, OH 45231-3647 |
| Document Number | 0000004835 |
| Map Reference | MB 92 PG 20-22 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 17-0074835 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1120 WELLSPRING DR, CINCINNATI, OH 45231-3647 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004841 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 17-0074841 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,383.00 (+0.89%) | $40,877 (-) Land $8,719 Building $32,158 | |
| 2024 | $2,362.00 (+5.26%) | $40,877 (-) Land $8,719 Building $32,158 | |
| 2023 | $2,244.00 (-2.73%) | $40,877 (+35.02%) Land $8,719 Building $32,158 | $116,790 (+35.02%) Land $24,910 Building $91,880 |
| 2022 | $2,307.00 Homeowner's exemption | $30,275 Land $7,336 Building $22,939 | |
| 2020 | $86,500 Land $20,960 Building $65,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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