1120 Walters Mill Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1120 Walters Mill Rd, Forest Hill, MD 21050

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,524 sqft · built 1990
Lot Size	39 acres (1,702,760 sqft)
Owner	Individual Name on Record
Last Sale	$1,600,000 (Apr 2024)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Apr 2024 Sale Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-043622`

Property Details

APN / Parcel Number

Primary APN	`03-043622`
Alternative APNs	`3043622` `043622`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,524 sqft Total Area
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,702,760 sqft (39 acres)
Deck Area	140 sqft
Shed	1 Shed
Shed Area	1,900 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	043622
Street Address	1120 WALTERS MILL RD
City	FOREST HILL
State	MD
Zip	21050-1416
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	39.09 ACRES 1120 WALTERS MILL ROAD N OF CHESTNUT HILL
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2000
Census Tract	303201

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2306 COOL WOODS CT, JARRETTSVILLE, MD 21084-1840
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed, Transfer MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit JARRETTSVILLE FEDERAL SLA
Jul 20, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CAPITAL BANK NA
May 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Book / Page	16238 / 51
Transfer Doc	0000000425
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 22, 2024
Property Address	1120 WALTERS MILL RD, FOREST HILL, MD 21050-1416
Document Number	0162380051
Book / Page	16238 / 51
Instrument Date	Apr 3, 2024
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$8,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2306 COOL WOODS COUN, JARRETTSVILLE, MD 21084

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1120 WALTERS MILL RD, FOREST HILL, MD 21050-1416
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148550460
Date	Jun 23, 2021
Book Page	14855/460

Lender

Name	JARRETTSVILLE FEDERAL SLA
Type	Bank
Address	JARRETTSVILLE, MD 21084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 20, 2020
Property Address	1120 WALTERS MILL RD, FOREST HILL, MD 21050-1416
Document Number	0139800346
Book / Page	13980 / 346
Instrument Date	Apr 28, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1120 WALTERS MILL RD, FOREST HILL, MD 21050-1416

Mortgage

Document Number	0013980354
Date	Jul 20, 2020
Instrument	13980/354

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	May 22, 2018
Property Address	1120 WALTERS MILL RD, FOREST HILL, MD 21050-1416
Document Number	0128290030
Book / Page	012829 / 000030
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	WALTERS MILL RD FOREST HILL MD 21050, FOREST HILL, MD 21050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,467 (+19.83%)	$426,800 (+27.48%) Land $133,100 Building $293,700
2025	$1,592.00 (+25.65%)
2023		$305,000	$334,800 Land $133,100 Building $201,700
2022	$1,267.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1978–2006)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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