1120 W Commerce Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1120 W Commerce Dr, Festus, MO 63028

Property Summary

Property Type	Commercial Office
Details	9,100 sqft · built 2021
Lot Size	0.85 acres (37,026 sqft)
Owner	Company Name on File
Last Sale	$1,250,000 (Feb 2022)
Tax Bill	$27,735 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-3.0-07.0-3-002-001.09`

Property Details

APN / Parcel Number

Primary APN	`19-3.0-07.0-3-002-001.09`

Interior

Building Area	9,100 sqft Gross Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	37,026 sqft (0.85 acres)

Location & Zoning

Street Address	1120 W COMMERCE DR
City	FESTUS
State	MO
Zip	63028-2391
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	FESTUS COMMERCE AND BUSINESS CENTER 2 LOTS 3C
Legal Range	6E
Legal Township	40N
Legal Section	07
Legal Subdivision	FESTUS COMMERCE AND BUSINESS CENTER 2
Legal Block	3
Legal Lot Number	3C
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3012
Census Tract	700900

Owner

1120 W Commerce Dr, a commercial property, is owned by a company that bought it in February 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	3225 MCLEOD DR, 100, LAS VEGAS, NV 89121-2257
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit BLOOMSDALE BANK
Jul 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF BLOOMSDALE
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Feb 23, 2022	Quit Claim Deed, Transfer · Line of Credit BANK OF BLOOMSDALE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Document Number	20226151
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Apr 7, 2026
Property Address	1120 W COMMERCE DR, FESTUS, MO 63028-2391
Document Number	0000009107
Instrument Date	Mar 27, 2026
Instrument	20269107
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2151 US HIGHWAY 61, FESTUS, MO 63028-4031

Mortgage

Document Number	0000009107,
Date	Apr 7, 2026
Instrument	20269107

Lender

Name	BLOOMSDALE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1120 W COMMERCE DR, FESTUS, MO 63028-2391
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	HILLSBORO TITLE COMPANY, HILLSBOROUGH TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032834
Date	Jul 28, 2021
Instrument	2021R-032834

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	CRYSTAL CITY, MO 63019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1120 W COMMERCE DR, FESTUS, MO 63028-2391
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017890
Date	Jul 21, 2023
Instrument	2023R-017890

Lender

Name	CARROLLTON BANK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 23, 2022
Property Address	1120 W COMMERCE DR, FESTUS, MO 63028-2391
Document Number	0000006151
Map Reference	DOC 2019P-00073
Instrument Date	Jan 28, 2022
Instrument	2022R-006151
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	HILLSBOROUGH TITLE INC, HILLSBOROUGH TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13701 SOUTHEAST DR, DE SOTO, MO 63020-5392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR # 100, 100, LAS VEGAS, NV 89121-2257

Mortgage

Document Number	0000006152
Date	Feb 23, 2022
Instrument	2022R-006152

Lender

Name	BANK OF BLOOMSDALE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1120 W Commerce Dr was $27,735, up 1.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,100 (-) Land $71,100 Building $413,000	$1,512,800 (-) Land $222,200 Building $1,290,600
2025	$27,735.00 (+1.4%)	$484,100 Land $71,100 Building $413,000	$1,512,800 (-) Land $222,200 Building $1,290,600
2024	$27,353.00 (+0.48%)		$1,512,800 (+4.45%) Land $222,200 Building $1,290,600
2023	$27,222.00	$463,500 Land $71,100 Building $392,400	$1,448,300 Land $222,200 Building $1,226,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1120 W Commerce Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 W Commerce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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