1120 W 8th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1120 W 8th St, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,656 sqft · built 1917
Lot Size0.169 acres (7,350 sqft)
Owner2 Individual Names on File
Tax Bill$1,552 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-26-461-003

Property Details

APN / Parcel Number

Primary APN8913-26-461-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,656 sqft Living Area
1st Floor Area576 sqft
Basement Area1,166 sqft
Finished Basement475 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,350 sqft (0.169 acres)
Lot Dimensions147 ft deep x 50 ft wide
Garage TypeDetached
Garage Area732 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area126 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1120 W 8TH ST
CityWATERLOO
StateIA
Zip50702-3048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEAVITT JOHNSON AND MILLER ADD LOT 3 BLK 14 E 17 FT VAC ALLEN ST LYING ADJ ON W
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionLEAVITT JOHNSON AND MILLER ADD
Legal Block14
Legal Lot Number3
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1023
Census Tract200

Owner

Source: Black Hawk County records · APN 8913-26-461-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1120 W 8TH ST, WATERLOO, IA 50702-3048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1120 W 8TH ST, WATERLOO, IA 50702-3048
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20202000012145
DateJan 08, 2020
Instrument20202000012145
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,552.00 Homeowner's exemption$116,070 (+11.71%) Land $11,360 Building $104,710$116,070 (+11.71%) Land $11,360 Building $104,710
2024$1,552.00 (-9.03%)
2023$103,900 (+15.57%) Land $11,360 Building $92,540$103,900 (+15.57%) Land $11,360 Building $92,540
2022$1,706.00 Homeowner's exemption$89,900 Land $11,360 Building $78,540
2021$89,900 Land $11,360 Building $78,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AO, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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