St. Louis County property record for 1120 W 5th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,560 sqft · built 1911 |
| Lot Size | 0.209 acres (9,102 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,796 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Aug 2023 Re-recorded Document + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1270-02585 |
| Primary APN | 010-1270-02585 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Gross Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,102 sqft (0.209 acres) |
| Garage Area | 528 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 60 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 54144 |
|---|---|
| Street Address | 1120 W 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF LOT 184 DESCRIBED AS FOLLOWS BEGAT THE N COMMON COR OF LOTS 184 AND 186THENCE E ALONG N LINE OF LOT 184 5 FT |
| Legal Subdivision | DULUTH PROPER THIRD DIV |
| Legal Block | 41 |
| Legal Lot Number | 184 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 2000 |
1120 W 5th St is owned and occupied by an individual who acquired it in December 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1120 W 5TH ST, DULUTH, MN 55806-2335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 15, 2023 | Re-recorded Document NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Aug 9, 2023 | Intrafamily Transfer, Transfer NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Aug 15, 2023 | Re-recorded Document NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Aug 9, 2023 | Transfer on Death Deed, Transfer NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2024 |
| Transfer Doc | 0001086150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1120 W 5TH ST, DULUTH, MN 55806-2335 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001073211 |
|---|---|
| Date | Oct 9, 2023 |
| Instrument | 1073211 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 255 Months |
| Due | Jan 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 15, 2023 |
| Property Address | 1120 W 5TH ST, DULUTH, MN 55806-2335 |
| Document Number | 0001472038 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 1472038 |
| Record Updated | Sep 1, 2023 |
| Title Company | NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1120W W 5TH ST, DULUTH, MN 55806-2335 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 9, 2023 |
| Property Address | 1120 W 5TH ST, DULUTH, MN 55806-2335 |
| Document Number | 0001071034 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 1071034 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1120 W 5TH ST, DULUTH, MN 55806-2335 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 15, 2023 |
| Property Address | 1120 W 5TH ST, DULUTH, MN 55806-2335 |
| Document Number | 0001472039 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 1472039 |
| Record Updated | Sep 1, 2023 |
| Title Company | NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 9, 2023 |
| Property Address | 1120 W 5TH ST, DULUTH, MN 55806-2335 |
| Document Number | 0001071035 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 1071035 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 1120 W 5th St was $5,796 with a homeowner's exemption, up 10.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,796.00 (+10.65%) Homeowner's exemption | ||
| 2025 | $5,238.00 (+4.63%) Homeowner's exemption | $445,600 (+13.7%) Land $93,600 Building $352,000 | $445,600 (+13.7%) Land $93,600 Building $352,000 |
| 2024 | $5,006.00 (+2.2%) | $391,900 Land $90,700 Building $301,200 | $391,900 Land $90,700 Building $301,200 |
| 2023 | $4,898.00 Homeowner's exemption | ||
| 2022 | $332,800 (+19.28%) Land $82,300 Building $250,500 | $332,800 (+19.28%) Land $82,300 Building $250,500 | |
| 2021 | $279,000 Land $36,000 Building $243,000 | $279,000 Land $36,000 Building $243,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1120 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1120 W 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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